Lender Return Distribution
The graph below shows how lender performance on Prosper breaks down based on EricsCC ROI. This should give you some idea of what the typical return for a Prosper lender has been historically. You can also use the criteria below to narrow down the lenders to only those with specific portfolio attributes to make the data more meaningful.
The graph will only include ROI brackets where there are at least 50 lenders and only includes lenders with an average loan age of at least 30 days. This is to help eliminate some of the outliers and those for whom we can't yet calculate an ROI figure.
The table below the graph shows the same data in tabular format along with some other interesting information about the lenders in each ROI group such as average loan age and average amount invested.
Filters
$ Invested is Loan Count is  
Exp ROI is   Avg Credit Grade is  
Avg Age is   Recent Bids is  

ROI # Avg # Loans Avg $ Loaned Avg Age Avg CG Avg Rate
-50% 59 1 $122 915 days NC 1%
-47% 58 3 $194 937 days NC 3%
-45% 59 2 $152 1010 days NC 2%
-44% 60 3 $206 956 days NC 1%
-43% 53 3 $80 952 days NC 3%
-42% 59 3 $146 943 days NC 3%
-41% 71 3 $177 911 days NC 3%
-40% 79 3 $117 893 days NC+ 4%
-39% 66 3 $124 949 days NC 3%
-38% 93 4 $153 935 days NC+ 4%
-37% 65 4 $150 917 days HR- 5%
-36% 85 4 $210 904 days NC+ 5%
-35% 106 6 $745 972 days NC+ 5%
-34% 100 6 $285 952 days HR 8%
-33% 102 5 $290 885 days HR 6%
-32% 103 5 $228 930 days HR+ 7%
-31% 130 7 $314 903 days E- 8%
-30% 126 7 $682 940 days E- 10%
-29% 157 6 $279 872 days E 9%
-28% 169 7 $289 897 days E 10%
-27% 218 12 $634 909 days E 10%
-26% 186 8 $267 941 days D- 11%
-25% 223 12 $465 963 days E+ 10%
-24% 238 11 $751 925 days D- 12%
-23% 265 11 $435 926 days E+ 11%
-22% 292 12 $484 921 days D- 12%
-21% 317 13 $432 935 days D 12%
-20% 375 16 $638 920 days D 13%
-19% 384 16 $601 907 days D+ 13%
-18% 425 17 $610 929 days D 13%
-17% 455 18 $707 899 days D+ 14%
-16% 549 22 $929 927 days D+ 14%
-15% 581 25 $917 911 days C- 15%
-14% 685 26 $900 900 days C 15%
-13% 798 34 $1,586 905 days C 15%
-12% 914 32 $1,022 896 days C 15%
-11% 908 39 $1,270 892 days C 15%
-10% 1132 42 $1,213 892 days C 16%
-9% 1271 43 $1,410 885 days C+ 15%
-8% 1371 48 $1,459 867 days C+ 15%
-7% 1498 52 $1,580 871 days C+ 15%
-6% 1762 61 $1,694 861 days C+ 15%
-5% 1882 65 $1,992 861 days B- 15%
-4% 1990 71 $2,080 843 days B- 15%
-3% 2129 72 $2,007 840 days B- 15%
-2% 2278 74 $1,833 828 days B- 15%
-1% 2222 80 $2,287 818 days B- 15%
0% 2274 71 $1,827 809 days B- 14%
1% 2069 70 $1,804 807 days B 14%
2% 1923 64 $1,566 805 days B- 14%
3% 1729 53 $1,225 804 days B- 14%
4% 1509 49 $1,272 789 days B- 14%
5% 1345 40 $986 768 days B 14%
6% 1307 34 $877 751 days B- 13%
7% 1186 21 $577 766 days B- 13%
8% 1458 19 $626 724 days C+ 12%
9% 1344 16 $524 664 days B- 13%
10% 1377 15 $550 632 days C+ 12%
11% 1097 18 $597 620 days C+ 13%
12% 935 18 $669 621 days C 13%
13% 832 23 $802 594 days C 14%
14% 680 15 $589 614 days C- 13%
15% 584 18 $647 543 days C 16%
16% 492 21 $841 566 days C- 15%
17% 397 19 $682 510 days C 18%
18% 355 21 $1,034 543 days D+ 17%
19% 254 20 $1,136 471 days C- 18%
20% 265 15 $669 546 days D+ 18%
21% 179 12 $389 499 days D+ 18%
22% 179 21 $1,609 472 days D+ 19%
23% 157 17 $777 441 days C- 22%
24% 140 14 $629 462 days D+ 20%
25% 111 22 $1,053 255 days C 24%
26% 100 17 $954 440 days D 22%
27% 89 22 $1,192 423 days D+ 27%
28% 93 14 $4,874 570 days D- 25%
29% 58 11 $790 323 days C 31%
34% 62 2 $126 289 days E+ 23%