Lender Return Distribution
The graph below shows how lender performance on Prosper breaks down based on EricsCC ROI. This should give you some idea of what the typical return for a Prosper lender has been historically. You can also use the criteria below to narrow down the lenders to only those with specific portfolio attributes to make the data more meaningful.
The graph will only include ROI brackets where there are at least 50 lenders and only includes lenders with an average loan age of at least 30 days. This is to help eliminate some of the outliers and those for whom we can't yet calculate an ROI figure.
The table below the graph shows the same data in tabular format along with some other interesting information about the lenders in each ROI group such as average loan age and average amount invested.
Filters
$ Invested is Loan Count is  
Exp ROI is   Avg Credit Grade is  
Avg Age is   Recent Bids is  

ROI # Avg # Loans Avg $ Loaned Avg Age Avg CG Avg Rate
-50% 58 1 $141 890 days NC 1%
-48% 51 2 $119 875 days NC 1%
-47% 55 3 $190 931 days NC 3%
-45% 72 2 $161 925 days NC 3%
-44% 58 2 $181 907 days NC 2%
-43% 53 3 $102 927 days NC 3%
-42% 60 3 $137 923 days NC 3%
-41% 66 3 $176 871 days NC 3%
-40% 73 3 $105 869 days HR- 5%
-39% 84 3 $147 876 days NC 3%
-38% 87 4 $124 888 days NC 4%
-37% 73 5 $185 886 days HR- 7%
-36% 83 5 $251 916 days HR 7%
-35% 109 6 $709 930 days NC+ 5%
-34% 93 6 $309 942 days HR+ 8%
-33% 99 5 $273 830 days HR- 6%
-32% 115 7 $315 892 days E- 9%
-31% 140 7 $550 854 days E+ 10%
-30% 133 6 $351 886 days E 10%
-29% 144 7 $289 874 days E 10%
-28% 184 8 $404 857 days D- 12%
-27% 216 11 $551 875 days D- 11%
-26% 205 9 $425 908 days D- 13%
-25% 229 13 $512 927 days D- 12%
-24% 254 11 $662 901 days E+ 12%
-23% 267 12 $401 886 days D 13%
-22% 291 12 $490 905 days D 13%
-21% 325 15 $539 885 days D+ 14%
-20% 378 15 $573 880 days D+ 14%
-19% 386 17 $608 893 days D+ 14%
-18% 428 16 $655 886 days D+ 14%
-17% 484 21 $853 887 days D+ 15%
-16% 562 23 $1,034 889 days C- 15%
-15% 595 26 $897 871 days C 15%
-14% 747 28 $1,173 871 days C 15%
-13% 795 34 $1,420 872 days C 15%
-12% 918 33 $1,136 865 days C 15%
-11% 938 39 $1,253 864 days C 15%
-10% 1142 42 $1,277 862 days C+ 16%
-9% 1228 45 $1,472 853 days C+ 15%
-8% 1431 48 $1,494 843 days C+ 16%
-7% 1579 52 $1,625 832 days C+ 15%
-6% 1746 63 $1,906 825 days B- 15%
-5% 1842 64 $2,009 831 days B- 15%
-4% 2004 70 $2,108 814 days B- 15%
-3% 2115 76 $2,182 808 days B- 15%
-2% 2265 75 $2,013 794 days B- 15%
-1% 2205 78 $2,370 785 days B 15%
0% 2253 69 $1,927 776 days B- 15%
1% 1983 68 $1,818 780 days B 15%
2% 1907 61 $1,588 773 days B 15%
3% 1672 52 $1,343 770 days B- 14%
4% 1471 46 $1,267 751 days B 14%
5% 1307 41 $986 750 days B 14%
6% 1271 29 $817 734 days B 13%
7% 1191 19 $605 736 days B- 13%
8% 1377 16 $511 733 days C+ 12%
9% 1324 16 $574 647 days B- 13%
10% 1349 13 $445 614 days C+ 12%
11% 1082 14 $444 615 days C+ 13%
12% 906 17 $629 609 days C 13%
13% 784 17 $634 594 days C 15%
14% 647 16 $584 593 days C- 14%
15% 577 18 $916 509 days C+ 16%
16% 489 16 $581 537 days C 16%
17% 362 15 $576 521 days C 17%
18% 335 13 $879 551 days D+ 17%
19% 274 19 $966 428 days C 18%
20% 256 18 $865 477 days C- 19%
21% 174 12 $452 490 days D+ 18%
22% 151 11 $663 493 days D 18%
23% 139 17 $975 401 days C- 21%
24% 155 14 $866 432 days D+ 21%
25% 132 17 $682 233 days C+ 25%
26% 89 17 $953 413 days D+ 23%
27% 72 21 $1,297 390 days D+ 26%
28% 90 10 $502 463 days D 26%
29% 62 16 $6,761 397 days C- 31%
34% 55 2 $128 250 days D- 24%