Lender Return Distribution
The graph below shows how lender performance on Prosper breaks down based on EricsCC ROI. This should give you some idea of what the typical return for a Prosper lender has been historically. You can also use the criteria below to narrow down the lenders to only those with specific portfolio attributes to make the data more meaningful.
The graph will only include ROI brackets where there are at least 50 lenders and only includes lenders with an average loan age of at least 30 days. This is to help eliminate some of the outliers and those for whom we can't yet calculate an ROI figure.
The table below the graph shows the same data in tabular format along with some other interesting information about the lenders in each ROI group such as average loan age and average amount invested.
Filters
$ Invested is Loan Count is  
Exp ROI is   Avg Credit Grade is  
Avg Age is   Recent Bids is  

ROI # Avg # Loans Avg $ Loaned Avg Age Avg CG Avg Rate
-50% 56 2 $153 1965 days NC 1%
-45% 58 2 $105 2090 days NC 0%
-44% 55 3 $230 1982 days NC 1%
-41% 52 3 $192 1979 days NC 0%
-40% 60 4 $121 2013 days NC 0%
-39% 56 3 $124 2003 days NC 1%
-38% 76 2 $133 2004 days NC 0%
-35% 80 5 $151 2022 days NC 1%
-34% 56 4 $126 2019 days NC 2%
-33% 74 7 $1,004 1973 days NC 0%
-32% 72 5 $233 1996 days NC 1%
-31% 76 5 $334 1966 days NC 1%
-30% 74 6 $275 1905 days NC 1%
-29% 93 5 $219 1957 days NC 1%
-28% 86 7 $242 1950 days NC 2%
-27% 123 5 $181 1963 days NC 1%
-26% 106 7 $220 2025 days NC 0%
-25% 128 11 $677 1991 days NC 1%
-24% 141 6 $191 1915 days NC 2%
-23% 156 8 $246 1923 days NC 1%
-22% 155 8 $284 1991 days NC 1%
-21% 145 11 $324 1970 days NC 1%
-20% 201 10 $352 1950 days NC 1%
-19% 208 10 $415 1958 days NC 1%
-18% 236 11 $354 1981 days NC 1%
-17% 224 10 $265 1985 days NC 1%
-16% 276 12 $403 1987 days NC 1%
-15% 244 13 $391 1961 days NC 2%
-14% 296 15 $639 1979 days NC 1%
-13% 332 17 $621 1940 days NC 2%
-12% 375 18 $478 1977 days NC 1%
-11% 413 22 $602 1913 days NC 2%
-10% 392 18 $490 1939 days NC 2%
-9% 435 22 $527 1937 days NC 2%
-8% 540 27 $926 1961 days NC 2%
-7% 565 29 $773 1936 days NC 2%
-6% 628 29 $642 1937 days NC 2%
-5% 718 36 $817 1932 days NC 2%
-4% 796 34 $844 1900 days NC 2%
-3% 837 42 $936 1925 days NC 2%
-2% 974 48 $981 1894 days NC 2%
-1% 1050 46 $1,089 1883 days NC 3%
0% 1257 49 $1,109 1851 days NC+ 3%
1% 1363 54 $1,054 1841 days NC+ 3%
2% 1548 66 $1,326 1800 days HR- 3%
3% 1565 67 $1,185 1798 days HR- 4%
4% 1891 76 $1,355 1728 days HR 4%
5% 2131 83 $1,422 1622 days HR+ 5%
6% 2568 88 $1,450 1522 days E 6%
7% 3006 117 $2,140 1414 days E+ 7%
8% 3604 123 $2,688 1342 days E+ 7%
9% 3509 126 $3,191 1259 days D- 8%
10% 3639 127 $3,595 1221 days D- 8%
11% 3412 121 $4,324 1185 days D- 9%
12% 3333 124 $7,389 1181 days E+ 10%
13% 2606 124 $4,524 1204 days E 10%
14% 2450 116 $19,542 1171 days E 10%
15% 1957 135 $6,386 1129 days E 11%
16% 1749 104 $4,530 1143 days E 11%
17% 1409 81 $2,749 1168 days E- 11%
18% 1215 63 $5,247 1198 days HR+ 11%
19% 950 55 $2,160 1242 days HR+ 11%
20% 850 48 $1,961 1269 days HR+ 10%
21% 697 38 $1,427 1266 days HR 11%
22% 613 33 $1,409 1331 days HR 10%
23% 493 23 $798 1389 days HR- 8%
24% 459 22 $753 1418 days NC+ 9%
25% 346 18 $512 1329 days HR- 10%
26% 335 19 $538 1478 days NC+ 8%
27% 235 18 $584 1484 days NC+ 9%
28% 242 11 $402 1556 days NC 6%
29% 194 10 $241 1512 days NC 6%
30% 174 12 $530 1373 days NC 9%
31% 142 8 $236 1388 days NC 6%
32% 130 11 $350 1709 days NC 2%
33% 96 8 $282 1691 days NC 2%
34% 155 5 $111 1665 days NC 1%
35% 74 9 $410 1771 days NC 2%
36% 73 8 $392 1771 days NC 2%
37% 60 6 $162 1752 days NC 2%
38% 58 5 $103 1725 days NC 2%
39% 69 6 $144 1716 days NC 3%
40% 54 5 $209 1765 days NC 2%
42% 52 5 $124 1758 days NC 0%