Lender Return Distribution
The graph below shows how lender performance on Prosper breaks down based on EricsCC ROI. This should give you some idea of what the typical return for a Prosper lender has been historically. You can also use the criteria below to narrow down the lenders to only those with specific portfolio attributes to make the data more meaningful.
The graph will only include ROI brackets where there are at least 50 lenders and only includes lenders with an average loan age of at least 30 days. This is to help eliminate some of the outliers and those for whom we can't yet calculate an ROI figure.
The table below the graph shows the same data in tabular format along with some other interesting information about the lenders in each ROI group such as average loan age and average amount invested.
Filters
$ Invested is Loan Count is  
Exp ROI is   Avg Credit Grade is  
Avg Age is   Recent Bids is  

ROI # Avg # Loans Avg $ Loaned Avg Age Avg CG Avg Rate
-50% 56 1 $112 1090 days NC 0%
-45% 64 2 $142 1187 days NC 2%
-44% 57 3 $236 1139 days NC 0%
-41% 68 3 $197 1082 days NC 2%
-40% 67 3 $112 1110 days NC 1%
-39% 69 2 $121 1111 days NC 4%
-38% 83 2 $87 1115 days NC 2%
-37% 51 7 $183 1111 days NC 1%
-36% 62 4 $276 1101 days NC 1%
-35% 99 6 $765 1133 days NC 2%
-34% 74 6 $235 1167 days NC+ 4%
-33% 88 5 $296 1086 days NC+ 3%
-32% 99 6 $282 1109 days NC+ 5%
-31% 98 6 $259 1097 days NC+ 4%
-30% 92 8 $310 1139 days HR 6%
-29% 133 6 $353 1051 days HR+ 6%
-28% 146 5 $415 1046 days HR 6%
-27% 163 9 $385 1117 days HR 6%
-26% 168 11 $491 1126 days E- 8%
-25% 200 10 $446 1099 days HR+ 7%
-24% 213 11 $411 1118 days HR+ 7%
-23% 219 9 $260 1074 days HR+ 7%
-22% 250 11 $482 1102 days E 8%
-21% 271 14 $619 1071 days E 10%
-20% 293 11 $375 1095 days HR+ 8%
-19% 342 13 $533 1082 days E 9%
-18% 406 15 $601 1079 days E 9%
-17% 390 17 $483 1062 days E+ 9%
-16% 427 16 $591 1083 days E 9%
-15% 477 21 $704 1071 days D- 11%
-14% 552 22 $780 1067 days D 11%
-13% 654 26 $879 1072 days D 11%
-12% 760 27 $1,004 1071 days D 11%
-11% 738 31 $1,040 1057 days D 11%
-10% 895 34 $1,066 1053 days C- 13%
-9% 1039 41 $1,199 1049 days C- 12%
-8% 1200 41 $1,140 1050 days C- 13%
-7% 1329 47 $1,457 1028 days C 13%
-6% 1492 46 $1,156 1029 days C 13%
-5% 1744 61 $1,590 1023 days C 13%
-4% 1854 63 $1,671 1008 days C 14%
-3% 2036 73 $1,885 1005 days C 14%
-2% 2307 75 $2,008 987 days C+ 14%
-1% 2283 82 $1,827 975 days C+ 14%
0% 2494 76 $1,730 967 days C+ 13%
1% 2360 73 $1,633 962 days C+ 13%
2% 2252 78 $1,713 963 days C+ 13%
3% 2011 70 $1,419 944 days C+ 13%
4% 1820 57 $1,272 922 days C+ 13%
5% 1649 55 $1,632 913 days C+ 13%
6% 1630 41 $920 885 days C+ 12%
7% 1501 37 $915 859 days C+ 12%
8% 1851 29 $824 777 days C+ 11%
9% 1554 27 $818 709 days C+ 12%
10% 1546 29 $837 728 days C 11%
11% 1268 30 $1,030 685 days C 12%
12% 1171 30 $974 705 days C- 12%
13% 952 33 $1,391 667 days C- 14%
14% 836 35 $1,245 705 days D+ 13%
15% 601 32 $1,181 645 days C- 15%
16% 574 29 $1,373 707 days D 14%
17% 440 31 $1,252 646 days D 16%
18% 430 22 $985 637 days D 16%
19% 337 30 $1,265 562 days D 17%
20% 306 33 $1,344 619 days D 18%
21% 264 20 $869 603 days D 18%
22% 224 26 $1,262 587 days D- 17%
23% 187 41 $5,146 551 days D- 20%
24% 175 36 $2,362 629 days E+ 19%
25% 162 19 $924 410 days D 23%
26% 155 24 $1,637 542 days E+ 22%
27% 91 24 $2,615 521 days D- 24%
28% 104 11 $689 660 days E- 18%
29% 54 19 $1,762 409 days D- 26%
32% 55 5 $518 344 days D 29%
34% 60 4 $452 487 days NC+ 17%