p2p lending at lending club
DTI 24% Get rid of B of A high interest at 28% Ohio Cap 8%

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Listing Information
Amount: $10,000.00 Status: Withdrawn
Grade: B DTI: 34%
Lender Rate: 7% Borrower: Smiley123
Time Left: Finished State: OH
Funded: 1% Group: (No Group)
Actual DTI is 24% This is a relisted loan but for a lower amount. Help me get rid of MBNA Bank of America 28% interest line of credit. Sorry but the Ohio cap is at 8%, too bad they cannot enforce this rule to the credit card companies. I consolidated credit cards a few years ago and they have raised the interest rate so high that It will almost never pay off. I can not get an answer on why my rate is so high. My other credit card gives me 8.99%. With no home I can not get a presonal loan. Your help with a prosper loan can eliminate my problem within a short couple of years. Never late or missed a payment on any other credit cards or car payments. This loan will be paid fast. As you can see I have the financial ability to fully payback this loan.

Monthly income $2300 take home after taxes
rent $350
Car $330
Groceries/utilities/misc $500
Credit cards $600
Total $1780

Still have over $500 available. With the prosper loan, my current credit card payment will be lowered to about $100 or $200 a month and all of the rest of my money will go to the prosper loan to pay it off fast.
Borrower's Other Listings
93721 No MIssed Payments. No More high interest. Please! B $14,000 @ 7% Feb 05, 2007 Expired
139349 DTI 24% High B credit Please rid me of High Interest MBNA B $13,000 @ 13% May 19, 2007 Withdrawn
143177 CREDIT CARDS - YOUR FIRED!!!! B $13,000 @ 13% May 26, 2007 Loan created

 

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