Re-List -PayoffCreditCard-GuaranteeClosingOn Thurs if funded
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,100.00 | Status: | Loan created |
| Grade: | C | DTI: | 25% |
| Lender Rate: | 15% | Borrower: | HighSchoolTeacher28 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-02-21 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Feb 21, 2007 | Current |
|
I will close this loan on Thursday if funded no matter what the interest rate!!! Occupation: School Teacher Annual Income: $63,000 Monthly Take home pay: +3800 Mortgage Payment:-2100 Car Payment: None Auto Insurance:-200 Gasoline for Car: -250 Credit card payments:-550 Live in girlfriend pays for Utilities, food, and entertainment. I would like to transfer the balance of one credit card into a Prosper loan. HSBC Credit Card: Average Daily Balance=$8167.51 monthly periodic rate=2.492 ANNUAL PERCENTAGE RATE=29.898% Current finance charge=$203.53 Sending HSBC a check for $8167.51 = PRICELESS Just purchased a car with $5000 cash that could have gone towards this card but I really needed a reliable vehicle. You can cash in on my past mistake of lowering my credit score years ago . I have paid on time for the past four years which allowed me to purchase a house in april 2006. But now I have no equity to take out a loan but I do have substantial income enough to make payments on a $8100 loan. Bidders have shown trust in me with a lower loan request amount and I withdrew my request because I was surprised at how many investors are members of the Prosper community. My plan is to pay the Prosper loan off in less than three years because the interest rate is still higher than my home mortgage and is not tax deductible. I will focus on the Prosper loan after I pay off balances of other high interest cards (20%-24%). So bidders will make money for at least a year. After a year I can?t promise that I will not refinance. What I can promise you is that I will not default on any loan attached to my ok credit standing (soon to be better). I am a credentialed school teacher in California which makes for pretty good job security. I am also living the ?New American Dream? -Paying off thousands of dollars in credit card debt after falling for the trap of buy now pay later. Please help me with a larger than ?comfortable? bid and I will reward you with on time payments of your investment. Contact me with any questions or concerns. Thanks Greg. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 96436 | Payoff Closed High Interest Credit cards | C | $3,000 @ 15% | Feb 09, 2007 | Withdrawn |
| 96551 | Lower Interest on Credit Card | C | $2,550 @ 18% | Feb 09, 2007 | Withdrawn |
| 97710 | Teacher Paying off HSBC Credit Card | C | $8,100 @ 16% | Feb 11, 2007 | Withdrawn |
| 286661 | Need a HomeEquity Loan to Consolidate Debt | D | $19,000 @ 18% | Mar 01, 2008 | Withdrawn |
| 287510 | 2nd Loanfrom Prosper-13 months Current | D | $19,000 @ 28% | Mar 03, 2008 | Withdrawn |
| 288885 | 2nd Loanfrom Prosper-13 months Current | D | $8,800 @ 32% | Mar 05, 2008 | Expired |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|