Proving creditworthiness
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 32% |
| Lender Rate: | 14% | Borrower: | APromise1 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | People lending to People |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-02-23 | EricsCC ROI: | -28% |
| Status History | |
|---|---|
| Feb 23, 2007 | Current |
| Oct 11, 2007 | Late |
| Oct 24, 2007 | 1 month late |
| Nov 24, 2007 | 2 months late |
| Dec 24, 2007 | 3 months late |
| Jan 24, 2008 | 4+ months late |
|
I am a 36-year-old Professional, Mother of one Child on a quest to eliminate credit card debt, once and for all! Unexpected expenses and some expected( but not necessarily needed) expenses have proven beneficial for the credit card companies. As far as I am concerned, and with your help, this will and must end. I have only two goals: 1) Consolidate all credit card debt into one monthly payment with a definite end date. 2) Eliminate all credit cards except one small credit line, to maintain my credit. My plan is to pay off credit cards and prove that I'm creditworthy. Now you ask: "How can you prove credit worthiness?" My answer: "I will Borrow 6,000.00 and payoff in 1/2 the time; therefore proving I can and will pay back the loan!" Now you ask: "What is that proving?" My answer: " My commitment to reducing debit to income ration and bringing up my C rating!" This a list of the cards I will pay off: Discover - 3500.00 APR 13.99% Wachovia 2500.00 APR currently 2.99% (expires in April will go to 17.99%) I have been employed in my line of work (Law enforcement) for nearly 14 years. I have an excellent payment history, and take my credit score very seriously. I have more then enough income to support this debt for example: 2006 $57,000 2005 $49,647 2004 $41,314 Thank you in advance for your consideration. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 83228 | Preapartion for Sons College | C | $15,000 @ 13% | Jan 09, 2007 | Withdrawn |
| 85069 | Paying down debit | C | $10,000 @ 13% | Jan 15, 2007 | Withdrawn |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|