Debt Consolodation
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 23% |
| Lender Rate: | 10% | Borrower: | alibates |
| Finished | State: | UT | |
| Funded: | 100% | Group: | Craigslisters |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-02-21 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Feb 21, 2007 | Current |
| Aug 01, 2007 | Payoff in progress |
| Aug 04, 2007 | Paid |
|
Explanation of circumstances: Would like to replace high interest credit card loans with lower interest rate loan in order to put extra money into paying off school loans and building savings. Purpose of Loan: Debt consolidation Occupation: Designer Length of employment: 12 years Current debts: 1) Account: Personal Credit Card 1 , $ 2,000, 23% Interest rate 2) Account: Personal Credit Card 2, $1,600, 25% Interest rate 3) Account: Personal Credit Card 3, $ 800, 25% Interest rate 4) Account: Personal Credit Card 4, $ 800, 25% Interest rate Delinquencies 1) none Present Budget: Income: $ 41,000 year Pay Check: $ 1000.00 after taxes and deductions bi-weekly Expenses: Loan Payments: $ 105 Mortgage/ Rent: $ 900 Utilities and Gas : $ 75 Car Notes: Lease $ 167 Insurance: $ 70 Credit Cards: $ 400 School Loan: $ 112 Food: $ 50 Household/misc: $ 50 Total Expenses: $ 1929 Left Over: $ 71 Budget after Prosper Loan Prosper Payments: $ 178 Other Loan payments $ 105 Mortgage/ Rent: $ 900 Utilities and Gas : $ 75 Car Notes: $ 167 Insurance: $ 70 Credit cards: $ 0 School Loan: $ 112 Food: $ 50 Household/misc: $ 50 Left over from Income: $ 293 Savings due to Prosper Loan: $ 222 per month |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 96174 | Debt Consolidation | B | $5,000 @ 15% | Feb 09, 2007 | Withdrawn |
| 395557 | Debt Consolodation | A | $7,000 @ 11% | Sep 09, 2008 | Loan created |
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