I Won't Disappoint
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Expired |
| Grade: | HR | DTI: | 4% |
| Lender Rate: | 21% | Borrower: | jss21382 |
| Finished | State: | MI | |
| Funded: | 22% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
|
ABOUT ME:I?m a 25 year old certified master automotive technician
with no children. I?ve worked at my
current employer since we opened 13
months ago. EXPLANATION OF BAD CREDIT:I?d love to have a great reason for my bad credit but I don?t,
basically shortly after I turned 18 I received tons of credit cards and took
out a loan for tools as well. Shortly
after that I found myself in over my head and let my debts go. Over the last couple years I?ve been working
to pay off my old debts. Now that I?ve
taken care of the majority of them I?m trying to get my credit history
restarted. I promise that if you bid on
my listing you won?t be disappointed. Paying
my bills on time has become a top priority for me, because of that I?ve not
been delinquent on any of my obligations in the last 2 years. If my loan is filled I'll stay active in the Two
Millionaires private forum for the life of the loan, to help encourage myself
and other Two Millionaires graduates to never let their team down by being late
with a payment. I am determined to SUCCEED this time!WHAT I WILL DO WITH THE MONEY LOANED TO ME:$1400 will pay off my last high interest credit card, $600
will pay off my current debt to tool dealers, the last $1000 will fund my
emergency fund so I don?t find myself needing to take out things like payday
advances ever again.HERE ARE MY FINANCIAL DETAILS:Net income after payroll deductions from all sources: $ 2300 Mortgage/Rent: $ 450 Phone: $ 130 Gas: n/a included with rent Electricity & Water: $ 55 Car Loan and Operating Expenses: $ 200~ expenses, no payement Food: $ 300 Insurance: $ 125 Cable/Internet: $ 80 Clothing, expenses for children, etc. $ 50 Credit cards and loans that won't be paid off with my Prosper loan: $ 0 Other: $ ----------------------- Total Monthly Expenses : $ 1070 I will have $1230 left to make the payments on my Prosper loan.As you can see, I?ve stabilized myself financially, now I?m to the point where I can start rebuilding my credit with your help.Thank you for considering my loan |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 102283 | Relisting, Smallest Amount, Highest Interest | HR | $1,000 @ 17% | Feb 21, 2007 | Loan created |
| 369740 | Paid off first loan, looking for another | HR | $5,000 @ 22% | Jul 18, 2008 | Expired |
| 376613 | Paid off first loan, looking for another | HR | $1,000 @ 35% | Aug 01, 2008 | Loan created |
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