Debt Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 30% |
| Lender Rate: | 16% | Borrower: | Investor21 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Craigslisters |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-02-23 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Feb 23, 2007 | Current |
| May 01, 2008 | Payoff in progress |
| May 06, 2008 | Paid |
|
My ultimate goal is to get back into real estate investments, but first I need to start fresh and clean up my credit report by consolidating my debt into one payment. Instead of having multiple trade lines open, which has lowered my credit score? I have the means to pay off my debt on time and I have the option to pay off my debt early, but I have to wait until my properties I am listing goes through escrow. Purpose of Loan: Consolidate debt the high interest debt, the other debt I can manage. Occupation: Account Manager Length of employment: 6 Occupation 2: Realtor Length of employment: 1 Current debts: 1) Account: Beneficial Amount 10,000 Current interest rate: 23% 2) Account: Household Amount 1250 Current interest rate: 18% 3) Account: Citibank Amount 1250 Current interest rate: 18% 4) Account: Chase Amount 2500 Current interest rate: 17% Delinquencies: None Present Budget Income Pay Check 6000 ExpensesLoan Payments 600 Mortgage/ Rent: 1450 Utilities and Gas: 200 Car Notes: 250 Insurance: 200 Credit card1 200 School Loan 150 Food 200 Household/misc: 200 Total Expenses: 3450 Left Over: 2550 Budget after Prosper Loan Prosper Payments:450 Other Loan payments Mortgage/ Rent: 1450 Utilities and Gas: 200 Car Notes: 250Insurance: 200 Credit card1 200 School Loan 150 Food 200 Household/misc: 200 Left over from Income: 3300 Savings due to Prosper Loan: 350 Thank you for your consideration in funding my prosper loan. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 96353 | Consolidate Debt | C | $15,000 @ 21% | Feb 09, 2007 | Withdrawn |
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