p2p lending at lending club
Pay off property tax loan and high interest Dell account
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Listing Information
Amount: $9,000.00 Status: Loan created
Grade: A DTI: 19%
Lender Rate: 10% Borrower: choklit_lady
Time Left: Finished State: TX
Funded: 100% Group: Craigslisters
Loan Information
Loan Status: Current Origination Date: 2007-02-21 EricsCC ROI: 7%
Status History
Feb 21, 2007 Current
Explanation of circumstances:  I am currently employed full-time in the information technology field. I have been at my current job since the end of March 2006. I also work part-time preparing taxes which I have done for the past 10 years. I?m single with no dependents.  

Purpose of Loan: To pay off a loan I had to get to pay my 2005 property tax due to being under-employed as a high school math teacher. This loan puts a lien on my house so I?d like to get rid of it. I?d also like to pay off my high interest Dell account. 
Occupation: Information Technology Consultant  
Length of employment: 11 months 
Occupation 2: Senior Tax Advisor  
Length of employment: 10 years 
Current debts:  Debts that I will still have after March 9  
1) Acct:  Dell Preferred     Interest rate:  29.99%         Bal:  $2600  
2) Acct:  RETax               Interest rate:  15.00%          Bal:  $6300  
3) Acct:  Sam?s Club         Interest rate:  24.90%         Bal:  $1200  
4) Acct:  Nordstrom?s       Interest rate:  21.00%         Bal:  $1600  
5) Acct:  Best Buy            Interest rate:  00.00% deferred Bal:  $1100  
6) Acct:  Orchard Bank MC  Interest rate:  15.15%        Bal:  $700  

Delinquencies:  NONE  

Present Budget Income (every 2 weeks ? part-time income ends on May 11)    
Full-time job: $1934     
Part-time job: $400  

Expenses    
Loan payments:     $162    
Dell account:         $100    
Mortgage:            $1090    
Property Tax:       $400    
Utilities and Gas:  $733    
Car Note:             $569    
Insurance:            $173    
Credit Cards:        $400    
Household/misc:   $200    
Food:                   $300  
Total Expenses:    $4127 
 
Left Over:              $541  

Borrower's Other Listings
93237 Pay off property tax loan and high interest Dell account A $9,000 @ 10% Feb 04, 2007 Withdrawn
230778 Property Taxes Due Soon A $3,500 @ 8% Nov 12, 2007 Withdrawn

 

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