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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: HR DTI: 31%
Lender Rate: 23% Borrower: rkelley09
Time Left: Finished State: CA
Funded: 100% Group: Life Changing Loans
Loan Information
Loan Status: Default Origination Date: 2007-02-23 EricsCC ROI: -38%
Status History
Feb 23, 2007 Current
May 09, 2007 Late
May 17, 2007 Current
Jun 09, 2007 Late
Jun 20, 2007 Current
Oct 08, 2007 Late
Oct 17, 2007 Current
Nov 07, 2007 Late
Nov 24, 2007 1 month late
Dec 02, 2007 Current
Dec 08, 2007 Late
Dec 13, 2007 Current
Jan 07, 2008 Late
Jan 24, 2008 1 month late
Feb 24, 2008 2 months late
Mar 24, 2008 3 months late
Apr 24, 2008 4+ months late
Nov 15, 2008 Default
Hello, my name is Ronnell Kelley I am 28 year old young man with a very dedicated vision and dream. I have been in Sales and marketing for the last 8 years and have always moved up the ladder. I recently moved to California from Washington D.C about 3 years ago to seek a change in my life, well it has paid off. In the last 3 years I have gone from working in a corporate office to working completely at home. I work in educational sales and I love my job and I am also a Minister of Music at my local church I have a heart for people and I want to be able to bring change to many lives. The reason for my current HR credit score and my debt is I have recently purchased my first home and all the credit cards and other expenses were used for this purchase. Since my last posting which was about 7 days ago I have been able to take care of my Chevron and my Credit One Bank Card. I have been very faithful in paying my mortgage and my credit cards. I believe that we are all products of our own choices and I promise to make paying Prosper my top priority. I absolutely believe in what Prosper stands for I have never seen anything like it.  

Here is exactly what the loan would pay for.  

Wells Fargo Visa $5000
Bank of America Visa $4000
Cash Call Pay Day Advance $2500
American Express $1000
Credit One Bank Visa $400
Chevron Gas Card $300  

My monthly income is $3206/Monthly and these are bills I would have left after the loan.
  
Mortgage $1345.00
Car Payment $373.75
Car Insurance $125.33
Smud $60
Phone $52.24  

After I pay the credit cards I will have an extra $700 extra to pay back my loan and this will give me the freedom to move with my life.   It would be a desire of mine to become a member of Prosper and give people the same opportunity to change their lives as well. I would like to increase my credit so that I am able to purchase more homes in the future and make more investments.  

Thanks for your consideration.
Borrower's Other Listings
89557 JUST BOUGHT A HOME HR $14,000 @ 27% Jan 29, 2007 Withdrawn

 

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