RE-List, Already doing Better

| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 31% |
| Lender Rate: | 23% | Borrower: | rkelley09 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Life Changing Loans |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-02-23 | EricsCC ROI: | -38% |
| Status History | |
|---|---|
| Feb 23, 2007 | Current |
| May 09, 2007 | Late |
| May 17, 2007 | Current |
| Jun 09, 2007 | Late |
| Jun 20, 2007 | Current |
| Oct 08, 2007 | Late |
| Oct 17, 2007 | Current |
| Nov 07, 2007 | Late |
| Nov 24, 2007 | 1 month late |
| Dec 02, 2007 | Current |
| Dec 08, 2007 | Late |
| Dec 13, 2007 | Current |
| Jan 07, 2008 | Late |
| Jan 24, 2008 | 1 month late |
| Feb 24, 2008 | 2 months late |
| Mar 24, 2008 | 3 months late |
| Apr 24, 2008 | 4+ months late |
| Nov 15, 2008 | Default |
|
Hello, my name is Ronnell Kelley I am 28 year old young man with a very dedicated vision and dream. I have been in Sales and marketing for the last 8 years and have always moved up the ladder. I recently moved to California from Washington D.C about 3 years ago to seek a change in my life, well it has paid off. In the last 3 years I have gone from working in a corporate office to working completely at home. I work in educational sales and I love my job and I am also a Minister of Music at my local church I have a heart for people and I want to be able to bring change to many lives. The reason for my current HR credit score and my debt is I have recently purchased my first home and all the credit cards and other expenses were used for this purchase. Since my last posting which was about 7 days ago I have been able to take care of my Chevron and my Credit One Bank Card. I have been very faithful in paying my mortgage and my credit cards. I believe that we are all products of our own choices and I promise to make paying Prosper my top priority. I absolutely believe in what Prosper stands for I have never seen anything like it. Here is exactly what the loan would pay for. Wells Fargo Visa $5000 Bank of America Visa $4000 Cash Call Pay Day Advance $2500 American Express $1000 Credit One Bank Visa $400 Chevron Gas Card $300 My monthly income is $3206/Monthly and these are bills I would have left after the loan. Mortgage $1345.00 Car Payment $373.75 Car Insurance $125.33 Smud $60 Phone $52.24 After I pay the credit cards I will have an extra $700 extra to pay back my loan and this will give me the freedom to move with my life. It would be a desire of mine to become a member of Prosper and give people the same opportunity to change their lives as well. I would like to increase my credit so that I am able to purchase more homes in the future and make more investments. Thanks for your consideration. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 89557 | JUST BOUGHT A HOME | HR | $14,000 @ 27% | Jan 29, 2007 | Withdrawn |
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