I am seeking a debt consolidation loan. I make payments month, after month, after month, and don't seem to make any progress. My wife and I are expecting our first child any day now (due date is Feb. 18). I would like to put our debt filled days behind us so we'll have money when we need it and can better enjoy life and do more for our daughter as she grows up. This loan is for arrox. half my total debt and consolidates 4-5 separate payments I make each month. The other half on my debt is on 1 credit card with a low rate. I plan to use part of our tax return and most of my bonus from work at the end of March to pay off this loan sooner than the full term.
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