Working Towards Our Piece Of The American Dream
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,050.00 | Status: | Loan created |
| Grade: | HR | DTI: | 6% |
| Lender Rate: | 29% | Borrower: | MisterJ |
| Finished | State: | GA | |
| Funded: | 100% | Group: | FUTURE FINANCIAL FREEDOM |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-02-20 | EricsCC ROI: | -63% |
| Status History | |
|---|---|
| Feb 17, 2007 | Current |
| Apr 04, 2008 | Late |
| Apr 21, 2008 | 1 month late |
| May 24, 2008 | 2 months late |
| Jun 21, 2008 | 3 months late |
| Jul 21, 2008 | 4+ months late |
|
Who am I ?
How did I end up HR ?
Noting that my wife just pulled all three of our credit reports, Went over them for errors, has sent out correspondence to each creditor to come to a solution and satisfy the debt. We have mapped it out so that at years end we will have our credit great improved and be debt free so that we will be in a better position to apply for the mortgage. I only need 2k, I have to place my state minimum in my request, I will be making my first payment of 1K when making my first payment putting back the additional funds immediately. Why I want this loan:2K needed for home furnishings and appliances in our new home we just leased W/ Option, and don't want to go the rent a center or Aaron's rental route, that have over priced items and higher interest rates with very little variety. But with the money I have along with this 2K funded from prosper, I am able to utilize a variety of avenues , outlets and stores to furnish all of the key items needed. GOALS: 1. For Me and My Spouse to be totally debt free other than basic living expenses.. 2. Own this beautiful home we are leasing W/ Option to buy at the end of this lease.. 3. Become an active Prosper lender. The concept of people helping people in lending is long overdue and Prosper seems to have a wonderful program. 4. Starting our individual businesses. My family is committed to living a simple, debt free lifestyle and this loan is the first step. Thank you in advance for considering my request and I look forward to doing business with all lenders that bid on this excellent opportunity for a excellent return on investment. If you grant me this loan, I will not let you down. This is such an important thing for me , to give this to my wife and family., please help me reach it. Give me a chance to prove myself. Payments will always be on time or early and this will not be a three year loan. 1,000 of the loan will be paid back in the first payment due. The remaining balance of this loan will be paid in full in 12 months.. Any questions you may have, please send me a note. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 89870 | Save Me From Enterprise Rental Car :-) | HR | $5,000 @ 29% | Jan 28, 2007 | Withdrawn |
| 89943 | Save Me From Enterprise Rental Cars :-) | HR | $3,350 @ 29% | Jan 28, 2007 | Expired |
| 93166 | Something Special For Someone Who Makes My Heart Smile | HR | $3,050 @ 29% | Feb 04, 2007 | Withdrawn |
| 254054 | Still Working Towards Our Piece Of The American Dream | HR | $5,500 @ 32% | Dec 20, 2007 | Withdrawn |
| 263846 | Still Working Towards Our Piece Of The American Dream | HR | $5,500 @ 35% | Jan 12, 2008 | Withdrawn |
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