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Home Modification

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Listing Information
Amount: $6,000.00 Status: Loan created
Grade: C DTI: 30%
Lender Rate: 15% Borrower: aslate
Time Left: Finished State: AL
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: 4+ months late Origination Date: 2007-02-20 EricsCC ROI: -46%
Status History
Feb 17, 2007 Current
Dec 05, 2007 Late
Dec 21, 2007 1 month late
Jan 21, 2008 2 months late
Feb 21, 2008 3 months late
Mar 21, 2008 4+ months late
Hello Prosper. My name is Aleta Slate and I'm 53 years old. I withdrew my other listing because I decided that I wanted to continue home improvements in small sections instead of requesting a large loan and trying to do everything at one time. I just finished paying Prosper off from a loan I took out prior to this request. As I stated in that request I would pay that loan off prior to the three years which I did. It was paid off in seven payments. I am again asking for your confidence in paying off this loan also prior to the three years. Part of the money I asked for in the first request was to pay off a high interest loan of 5000.00 which I just paid off so I don't need to request money for that. I do have a payday loan of 500.00 which will be paid off with this money never to borrow from a payday loan place again. During the time I was paying off my first Prosper loan I was also able to pay my credit cards off. The credit cards now are for an extreme emergency. Below is my income and what I have going out so you can see I still am a good risk.

Employment Income:        1733.00/mo
Retirement Income:           1275.00/mo
Small Union Pension:          187.00/mo

Outgoing:

House Payment:                  750.00/mo
Utilities (everything)              300.00/mo
Payday Loan:                      500.00 total to be paid with this loan

Car is Paid for and I pay my auto insurance every 6 months of 435.00.

Again, I am asking for another chance to show you that I will have this loan paid off prior to the 3 years.

Thanks,
            Aleta
Borrower's Other Listings
46148 Home Improvement C $3,000 @ 15% Oct 09, 2006 Loan created
91543 Home Modification C $15,000 @ 12% Jan 31, 2007 Withdrawn
93162 Home Modification C $15,000 @ 17% Feb 04, 2007 Withdrawn
93416 Home Modification C $6,000 @ 12% Feb 05, 2007 Withdrawn

 

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