p2p lending at lending club
Consolidate debt and vacation

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Listing Information
Amount: $2,500.00 Status: Loan created
Grade: B DTI: 22%
Lender Rate: 14% Borrower: maineguy1
Time Left: Finished State: ME
Funded: 100% Group: Craigslisters
Loan Information
Loan Status: Paid Origination Date: 2007-02-08 EricsCC ROI: 14%
Status History
Feb 07, 2007 Current
May 27, 2007 Payoff in progress
Jun 03, 2007 Current
Dec 28, 2007 Payoff in progress
Jan 03, 2008 Paid
I am looking to consolidate a couple of credit cards that are almost paid off but eliminating the two monthly payments would be a big help.  In addtion, I'm hoping to fund a desperately needed vacation.  I am currently employed as an Executive Assistant in the Human Resources Department of the local municipal government, and have been with my current employer for 19 years.  I have also lived in the same apartment building for 12 years.  My current monthly take home pay is $2,300.

My monthly expenses include:
Rent:   $675
Utilties $165
Credit Cards:  $800
Food:             $200
Misc:             $100

I don't have a driver's license or car - my work provides me with a bus pass so there is no transporation expense for me.

The food and miscellaneous amounts are my best estimates and may be a little under what I actually spend.

With this loan, I should be able to save $140 a month.  That can make a difference in quality of life to have that extra money.
I have no current delinquencies on any accounts.
Borrower's Other Listings
93090 Consolidate debt & vacation B $2,500 @ 10% Feb 04, 2007 Withdrawn
93116 Consolidate debt & vacation B $2,500 @ 12% Feb 04, 2007 Withdrawn
282170 Consolidate high interest rate cards D $4,500 @ 15% Feb 20, 2008 Withdrawn

 

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