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Hello, my name is Shane. I am applying for this loan in order to pay a part of the adoption expenses for a 7 month old baby girl. I am going to use this money for legal fees and expenses in the actual cost of adopting my soon to be daughter.
This is an extremely safe loan for investors. I will be using some excess cash flow from a profitable rental house that I have to make the payments. I do not actually need this loan, but thought that it would be nice to provide a reliable and safe investment for others. I plan to pay the loan off prior to the end of the 3-year term, so you will soon see your capital safely returned!
My credit is a "C" right now because of 3 credit cards near the limit, and I had a late payment on a credit card in 1999. I have matured in my financial knowledge since 1999 and consider myself to be very timely with my payments.
I have held the same career as a technical manager in a telecommunications company for nearly 7 years, and expect to stay with my company for a long time to come.
Thank you for reviewing this application!
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