Relisting! Cleaning up bills!

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Listing Information
Amount: $4,000.00 Status: Loan created
Grade: D DTI: 14%
Lender Rate: 15% Borrower: dudestuckincrc
Time Left: Finished State: AA
Funded: 100% Group: Credit Card Consolidation
Loan Information
Loan Status: Default Origination Date: 2007-02-09 EricsCC ROI: 111%
Status History
Feb 15, 2007 Current
Mar 25, 2008 Late
Apr 04, 2008 Current
Apr 25, 2008 Late
May 01, 2008 Current
Jul 25, 2008 Late
Aug 05, 2008 Current
Dec 25, 2008 Late
Jan 10, 2009 1 month late
Feb 10, 2009 2 months late
Mar 10, 2009 3 months late
Mar 20, 2009 1 month late
Mar 21, 2009 2 months late
Apr 10, 2009 3 months late
May 12, 2009 Default
Basic Information Hi, my name is Jordan. My email addresses are rodrigjr@cg66.navy.mil and pinoychucklesjnj@comcast.net. It is best to send any emails to both accounts because my military address can only be checked during working hours on the ship and when I am off work I check my own personal email account. My phone number is (916) 479-4248. The best time to contact me via phone during the weekdays is after 4pm eastern time and anytime after 9am on the weekends. If you're unable to contact me via phone, then emailing me will insure that I will return a call ASAP. Brief History I am currently 22 soon to be 23 on February 21. I am currently on active duty under the US Navy with an enlistment ending May 2009. I have had past credit delinquencies with a Paypal/Providian credit card which is severely hurting my credit score. I am currently in the process of repairing my credit history with a lot of reading and help from creditboards.net. The account was paid-off and closed. I currently have four credit lines in which three I have listed. The fourth card is with Washington Mutual/Providian which was recently opened March 2006. I have matured and learned to calm down on unnecessary purchases and have not had a late payment since I enlisted in the Navy. My resolution/goal is to join the 700 club in all three CRAs. I am working hard to achieve this and I realize the amount of time and patience it takes in order to work towards my goal. I would like to apply for a loan for $4,000. This is a list of what my debt and expenses are: Credit Cards: Capital One: $ 998.62 Macy?s: $ 551.56 Dell: $1,226.49 ------------------------------------- Total: $2,776.67 Expenses: Tune-up on my car: $500 Transporting car to FL from CA: between $800-1000 ------------------------------------------- Total: $1,300-1,500 Total debt and expenses: $4,076.67 - 4,276.67 I have been working hard and controlling myself with unnecessary spending. I spend around $100 in groceries and supplies every month and when I am able to bring my car here I estimate around $60 for gas money. Cable and internet bill is $40 a month. I would like to pay off this loan in a two year time period rather than a three year if possible. I currently make $680 every 2 weeks after taxes. Thank you for taking the time to look at this loan and if there are any questions feel free to email or call me.
Borrower's Other Listings
86164 Consolidating bills! D $5,000 @ 16% Jan 18, 2007 Expired

 

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