$200k+ income! Good assets!
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 8% |
| Lender Rate: | 9% | Borrower: | rhinoslending |
| Finished | State: | TX | |
| Funded: | 100% | Group: | AA Credit*** |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-02-16 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Feb 15, 2007 | Current |
| Aug 10, 2007 | Payoff in progress |
| Aug 15, 2007 | Paid |
|
Hello! Thank you for your interest in my listing! I'm a lender through Prosper and am loving it! My wife and I love saving and investing and are enjoying the experience, and opportunities, Prosper has to offer. My wife and I are anti-debt. We typically don't rely on debt as a means to finance vacations, Christmas, etc. However, we were married last March(!) and, as a result, incurred substantial expenses. A gorgeous wedding in Dallas and a memory making two week honeymoon in Hawaii resulted in us financing a percentage of our event with a credit card. I'm happy to report that we now have paid the majority of that debt paid off and are down to the final $6k! The not so happy news is that the final $6k is being financed at an unattractive interest rate. I intend to pay off the $6k with this loan at which point I will again be free of all revolving debt. I will have absolutely no issue repaying this loan. My debt to income is actually closer to 3%. I'm currently paying appx $800 per month to the $6k debt and should have it paid off well before the end of the year. My wife and I make over $200k a year. We both have great jobs in very stable industries. My wife and I also have over $100k in our separate 401k accounts, $11k+ in a stock account, and around $20k scattered amongst several other investments. Thank you again! I look forward to working with you during this mutually beneficial relationship. |
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