Looking to get rid of high interest credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 22% |
| Lender Rate: | 22% | Borrower: | anieves6 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-02-16 | EricsCC ROI: | 21% |
| Status History | |
|---|---|
| Feb 17, 2007 | Current |
| Nov 23, 2007 | Payoff in progress |
| Nov 24, 2007 | Paid |
|
Hello everyone, I am relisting this request per some advice I received by various lenders on prosper. When I heard about this community, I was excited at the prospect of having a second chance to restoring my financial stability. I am a corporate finance manager making a very good living, but unfortunately got myself into credit problems at a very young age. I have been fighting my way out of debt and I have been trying to make that very last leap out for over the past year. Due to some unfortunate events, I have had to contribute a lot of my personal income towards helping my younger sister finish out her graduate school expenses and that has left me a little more behind than I had intended. I am asking for the loan to help finish paying off the $5,000 of her tuition as well as approximately $10,000 in extremely high interest credit cards. As you will see I have one deliquent account on my credit and that is due to an old cell phone bill that I have been disputing for over 6 months and will hopefully have resolved soon. I appreciate you taking the time to read and consider my loan, thank you. Also included is a breakdown of my current cashflow: Net Income per month $5,363.95 Rent $1,145.00 Savings $ 300.00 Student loans $ 189.41 Car & Insurance $ 527.00 Gas $ 150.00 Utilities $ 150.00 Credit Cards $ 600.00 Sister's rent $ 600.00 Sister's living expenses $ 500.00 Total Expenses $4,161.41 Remaining Income to pay off debt $1,202.54 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 92085 | Planning for a wedding | D | $15,000 @ 20% | Feb 01, 2007 | Withdrawn |
| 92277 | Looking to eliminate high credit card balances | D | $15,000 @ 21% | Feb 02, 2007 | Withdrawn |
| 230743 | Looking to get rid of high interest credit cards | D | $12,000 @ 17% | Nov 12, 2007 | Withdrawn |
| 251801 | Looking to get rid of high interest credit cards | C | $15,000 @ 21% | Dec 16, 2007 | Withdrawn |
| 254173 | Looking to get rid of high interest credit cards | C | $15,000 @ 27% | Dec 20, 2007 | Withdrawn |
| 254343 | Looking to get rid of high interest credit cards | C | $10,000 @ 29% | Dec 21, 2007 | Withdrawn |
| 255664 | Looking to get rid of high interest credit cards | C | $10,000 @ 29% | Dec 26, 2007 | Loan created |
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