p2p lending at lending club
Need a new heating and air unit.
Homeownership Verified

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Listing Information
Amount: $8,000.00 Status: Loan created
Grade: AA DTI: 29%
Lender Rate: 10% Borrower: ardala5
Time Left: Finished State: GA
Funded: 100% Group: Life Changing Loans
Loan Information
Loan Status: 2 months late Origination Date: 2007-02-16 EricsCC ROI: -23%
Status History
Feb 15, 2007 Current
Jan 01, 2008 Late
Jan 17, 2008 1 month late
Jan 26, 2008 Current
Feb 03, 2008 Late
Feb 17, 2008 1 month late
Feb 23, 2008 Current
Mar 02, 2008 Late
Mar 07, 2008 Current
Apr 01, 2008 Late
Apr 17, 2008 1 month late
May 02, 2008 Late
May 24, 2008 Current
Sep 01, 2008 Late
Sep 18, 2008 1 month late
Sep 19, 2008 Current
Oct 02, 2008 Late
Oct 17, 2008 1 month late
Nov 18, 2008 2 months late
ABOUT ME:
I am a single 36 year old, love traveling to major cities, homeowner, work in federal service and currently obtaining a degree in criminal justice.
EXPLANATION OF BAD CREDIT:
Current with all creditors.  Did have a problem with a hospital bill which was an error on their part
WHAT WILL I DO WITH THE MONEY LOANED TO ME:
Purchase a more energy efficient heating and air unit and have the ducts redone.
MONTHLY FINANCES:
Net income after payroll deductions: $3600
Total monthly family income: $3600
Mortgage: $1408
Phone: $104
Gas: $30-150 (seasonal)
Electric: $30-150 (seasonal)
Car Loan: $550
Food: $50
Insurance: $80
Cable & Internet: $90
Credit Cards: $20-200 (paid in full each statement)
Total Monthly Expenses: $2682.00
I will have $900 left to make the payments on my Prosper loan. 

I appreciate any help I can receive for this loan so I can have a comfortable climate temperature in my house for all seasons.
Borrower's Other Listings
89380 Need a new heating and air unit AA $10,000 @ 12% Jan 27, 2007 Expired

 

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