RELIST***PAY OFF DEBT & REBUILD CREDIT
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,001.00 | Status: | Loan created |
| Grade: | E | DTI: | 28% |
| Lender Rate: | 28% | Borrower: | debharris5 |
| Finished | State: | NH | |
| Funded: | 100% | Group: | Pay Day Loan Terminators |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-02-21 | EricsCC ROI: | -75% |
| Status History | |
|---|---|
| Feb 21, 2007 | Current |
| Dec 06, 2007 | Late |
| Dec 14, 2007 | Current |
| Aug 05, 2008 | Late |
| Aug 22, 2008 | 1 month late |
| Sep 22, 2008 | 2 months late |
| Oct 22, 2008 | 3 months late |
| Nov 22, 2008 | 4+ months late |
|
ABOUT ME I am married with 4 children. In 2002 I filed for BK and lost our home. It was a very hard time, both financially and emotionally. We depending on our employment income and had no money put away for ?a rainy day?. This was going good, until it poured! I have kept my payments up to date on my credit cards and installment loans; I have had a few older obligations that went to a collection agency. 2 paid off on 1/20/2007. 1 more to go!REASON FOR LOAN REQUEST: I have to ask for the minimum in my state, which is $10,000. I will use this money to pay off ALL my debt, except my auto loan and student loan This will help me to rebuild my credit faster, put money away for a rainy day, and for a home. HOW I INTEND TO REPAY: I promise to make my payments on time each month, through Prospers auto pay feature. I do hope to pay more each month than I am obligated so that the loan is paid off in 2 years. In order to purchase our home, we will not only need a clean bill of credit, but I will have to have this loan and my auto loan paid off. We make enough money to live and pay back this loan. INCOMEMy net pay $2452 Husbands net pay $1700 TOTAL INCOME: $4152EXPENSESRent 700 Heat 100 Electric 140 Phone/Internet 135 Cell Phones$150 Auto Loan 330 Credit Card 50 Credit Card 50 Installment Loan 65 Student Loan 65 Dental Bill 108 Auto Insurance 142 Life Insurance 54 Netflix 18 Food 500 Gas for Auto 200 School Lunches 80 Curves 29 Xmas Club 220 Spending 150 Loan 252Total Expense: $ 3538Balance left before loan: $614 After Loan: $720 http://docs.google.com/View?docid=dkgk6mp_14c5d3qf http://docs.google.com/View?docid=dkgk6mp_16rj78t7 http://docs.google.com/View?docid=dkgk6mp_10ch9qhh http://docs.google.com/View?docid=dkgk6mp_12pxjc4k http://docs.google.com/View?docid=dkgk6mp_9fmgnpc |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 71566 | Catching UP | E | $10,001 @ 15% | Dec 07, 2006 | Withdrawn |
| 76617 | Payoff Debt | E | $10,001 @ 27% | Dec 20, 2006 | Withdrawn |
| 79244 | Consolidate and Payoff Debt | E | $10,005 @ 28% | Dec 29, 2006 | Expired |
| 82982 | CONSOLIDATE AND REBUILD CREDIT | E | $10,001 @ 26% | Jan 09, 2007 | Expired |
| 85443 | WILL PAY TOP INTEREST!!!-NO GROUP-NO FEES | E | $10,001 @ 29% | Jan 16, 2007 | Expired |
| 87966 | HELP ME PAY OFF MY DEBT AND RAISE MY CREDIT SCORE | E | $10,001 @ 28% | Jan 23, 2007 | Expired |
|
Discussion For This Listing
|
||||
|---|---|---|---|---|
|