Car, Credit Card, Unemployment 2: The Sequel
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 16% |
| Lender Rate: | 8% | Borrower: | DawgterFeelgood |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-02-12 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Feb 15, 2007 | Current |
| Oct 05, 2007 | Payoff in progress |
| Oct 11, 2007 | Paid |
|
Hello! I'm giving this loan request a 2nd attempt (thanks to everyone who provided me with suggestions). I would like to pay off my car, my credit card, and money owed to the Georgia Dept. Of Labor for unemployment benefits (after receiving benefits for a couple of months, my former employer appealed and won - fair enough, now I'd just like to pay the GDOL back). Back in October, after being unemployed for nearly six months, I took a job as a CSR with an executive suite company (my previous job was in the same industry). I have since been promoted to center manager - responsible for all my center's billing, operations, and sales (and keeping the clients happy of course). So yes, I am currently gainfully employed and more than capable of paying this loan down in full every single month. Again, I would like to use this loan for three things: 1) To pay back my unemployment overpayment 2) To pay off some credit card debt and 3) To pay off my car (11 payments to go - I'm ready to own it free and clear) I figured that if I was going to be in debt at all, at least I could be in a consolidated debt to Prosper and its network of lenders. Here is some additional info to help potential lenders: Monthly Income after taxes: $2200.00 Car payment: $263.54 Car insurance: $75.00 Gas: $100.00 Utilities (Gas, Phone, Cable, Internet, Power): $350.00 Rent: $645.00 Web Hosting: $9.00 Cell Phone: $45.00 Groceries: $200.00 Netflix: $20.00 Entertainment: $200.00 TOTAL expenditures: $1907.54 Remaining cash per month: $292.46 Total CC debt: $450.00 (I pay at least $50 a month on this) Keep in mind that the loan will be partly used to pay off my final 11 car payments, so that $263.54 will go into my remaining cash available to pay the loan down each month. I also do make some commissions on office sales but since it varies from nothing to $200.00 a month, I didn't include them. I hope this information will help you bid on my listing with confidence. I'm happy to answer add'l questions as well. I think that after considering my debt-to-income ratio, credit score, and requested interest rate, many of you will be willing to bid on my loan with the utmost of confidence. Thank you for considering my listing and thank you very much for your bids! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 89108 | Car, Credit Card, Unemployment | AA | $5,000 @ 8% | Jan 26, 2007 | Withdrawn |
| 295112 | Prosper Investing And A Few Other Things | AA | $3,001 @ 8% | Mar 18, 2008 | Withdrawn |
| 295145 | Prosper Investing And A Few Other Things | AA | $3,001 @ 8% | Mar 18, 2008 | Withdrawn |
| 295194 | Prosper Investing And A Few Other Things | AA | $3,001 @ 10% | Mar 18, 2008 | Withdrawn |
| 317232 | Just Need Some Cash | AA | $3,200 @ 8% | Jun 17, 2008 | Loan created |
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