SINGLE FATHER - STARTING BUSINESS
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 16% |
| Lender Rate: | 15% | Borrower: | king-of-fools |
| Finished | State: | CA | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-02-07 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Feb 07, 2007 | Current |
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ABOUT ME: I am a 36 year old, single father of two beautiful girls ages 8 and 9. They live with me full time and depend on me, solely, for all support. I recently left a corporate job that I held for 17 years to follow my dream and make a better life for my girls. I am currently in the process of starting my own business with a friend. My savings have recently been eaten up by orthodontist bills and a few other financial emergencies. I liv almost paycheck to paycheck, after babysitting and all bills are taken care of. EXPLANATION OF BAD CREDIT: I am a responsible person in many ways, even with my credit, but the mother of my girls left me in a tough place a number of years ago and really contributed to a few years of bills being paid late and such. I have been working diligently the past few years to raise my credit score. I have paid off 1 car and am close to paying off a second. Hopefully this will show you that I am sincere and willing to work hard to make things right. If my loan is filled I'll stay active in the Two Millionaires private forum for the life of the loan, to help encourage myself and other Two Millionaires graduates to never let their team down by being late with a payment. I am determined to SUCCEED this time! WHAT I WILL DO WITH THE MONEY LOANED TO ME: The bulk of the money loaned to me will help with some start-up cost associated with my business venture. The rest will help me get over the hump and give me some breathing room to work with. HERE ARE MY MONTHLY FINANCIAL DETAILS: Net income after payroll deductions from all sources: $38000 Mortgage/Rent: $ 1100 Phone: $ 65 Gas: $ 100 Electricity & Water: $ 65 Car Loan and Operating Expenses: $ 325 Food: $ 350 Insurance: $ 50 Cable/Internet: $ 50 Clothing, expenses for children, etc. $ 200 Credit cards and loans that won't be paid off with my Prosper loan: $ 300 Total Monthly Expenses : $ 2515 I will have $650 left to make the payments on my Prosper loan. CLOSING REMARKS TO LENDERS: As you can see, I am finally in a place where with just a bit of help I could make it over that hump and be in a better place for the years ahead. There are so many single parents out there, like myself, who just need that little extra help to continue making a good life for their families. I hope you can be someone who can and will make a difference. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 82757 | Starting Business | E | $3,500 @ 22% | Jan 08, 2007 | Withdrawn |
| 85586 | SINGLE FATHER - STARTING BUSINESS | E | $3,500 @ 21% | Jan 16, 2007 | Expired |
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