p2p lending at lending club
For rent

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Listing Information
Amount: $1,600.00 Status: Loan created
Grade: HR DTI: 0%
Lender Rate: 26% Borrower: summerstar
Time Left: Finished State: MO
Funded: 100% Group: Lend2's Group
Loan Information
Loan Status: Default Origination Date: 2007-02-08 EricsCC ROI: -93%
Status History
Feb 08, 2007 Current
Mar 23, 2007 Late
Apr 10, 2007 1 month late
May 09, 2007 2 months late
Jun 09, 2007 3 months late
Jul 09, 2007 4+ months late
Aug 28, 2007 Default
Trying to catch up on some bills and rent. I moved out of my mom's house in November into a beautiful apt with my boyfriend. We have our bills paid on time but recently due to the fact this is a tourist town my boyfriend's job was not giving him enough hours at work and we need this loan. His hours has pick up but he wont get that check till Feb 15 and in March he will be working 40 hours a week. Together we will be able to pay this loan off and on time. I am currently working full time and making $600 dollars before taxes every two weeks and in March I start earning profit checks from work. My profit checks are $300 or more a month depending on what the store made last year. I am a partner in the store I work at and I have worked there for the last 5 years. My boyfriends checks in March will be $560 every two weeks before taxes. In March we should be making over 2k a month and we need help for right now. Our rent is $725 a month and id like to pay off the next two months up front. We try to make sure our bills aren't to high by trying to stick to a budget. We spend $50 dollars a week on food, we save on gas cause he has a 4 cylinder Honda and our work is close by and so is the supermarket. The phone is through vonage so we can have the unlimited long distance for free. My boyfriend will be paying half the bills and together we will pay all bills on time. If you have any questions you can contact me or my group leader. Thank you for considering my loan.

Our monthly expenses are as follows
rent $725
electric $50
phone $25
gas $50
car insurance $42
food and other household items $200

Items to be paid w/Prosper loan
1) Rent $725
2) Rent $725

Feb
Post (projected budget after consolidation)
1) Rent $725 paid from prosper loan

Detail net current monthly income: $890 plus my boyfriend?s check
So the bills will be
2) Prosper payment $67.05
3) Electric $50
4) Phone $25
5) Gas $50
6) Car insurance $42
7) Food and other household items $200
etc. (all DQs belong here) none
Projected net monthly available cash after expenses $455.95 not including what he makes and saves

March
Post (projected budget after consolidation)
1) Prosper payment $67.05

Detail net current monthly income: $890 plus profit and my boyfriend will chip half of the bills.
So the bills will be
2) Prosper payment $67.05
3) Electric $50
4) Phone $25
5) Gas $50
6) Car insurance $42
7) Food and other household items $200
etc. (all DQs belong here) none
Projected net monthly available cash after expenses $455.95 plus profit

April till December 2007
Detail net current monthly income: $890 plus profit and my boyfriend will chip half of the bills.
1) Prosper payment $67.05
2) Rent $362.50
3) Electric $25
4) Phone $12.50
5) Gas $12.50
6) Car insurance $21
7) Food and other household items $100
etc. (all DQs belong here) none
Projected net monthly available cash after expenses: $289.45 plus profit and what my boyfriend saves.

Thanks for any and all the help provided.
-Summer


Borrower's Other Listings
86529 catching up on bills and to create credit HR $1,500 @ 25% Jan 18, 2007 Withdrawn
86709 catching up on bills and to create credit HR $1,600 @ 28% Jan 19, 2007 Expired

 

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