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Improve Credit Score/Fund trip for Son

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Listing Information
Amount: $7,500.00 Status: Loan created
Grade: E DTI: 18%
Lender Rate: 20% Borrower: bpears6
Time Left: Finished State: TX
Funded: 100% Group: Craigslisters
Loan Information
Loan Status: Current Origination Date: 2007-02-13 EricsCC ROI: 15%
Status History
Feb 15, 2007 Current
 Explanation of circumstances: Loss of job caused current credit score.  
 Purpose of Loan:To improve credit score and help son fund a trip.
 Occupation: Operations Mgr.       
 Length of employment: 3 yrs.
 Occupation 2: Arbitron Inc.
 Length of employment:  Start Feb 5th
 Current debts:
  1) Account: Car Loan          Current interest rate: 14.99
  2) Account: Credit Card       Current interest rate:  19.00
  3) Account: Credit Card       Current interest rate: 15.99
  4) Account:  Credit Card      Current interest rate:  15.99
  5) Account:  Orthodontist    Current interest rate:  0.00
  
  Past delinquincies are settled and paid.
 
     
   Present Budget 
   Income Pay Check :   $4117.00
  
   Expenses
   
   Mortgage/ Rent:     $1300.00
   Utilities and Gas :   $272.00
   Car Notes:             $408.00
   Insurance :            $281.00
   Credit Cards:          $ 190.00   
   Food:                     $600.00
   Phone:                   $171.00
   Orthodontist:          $250.00
   Fuel                       $250.00
  Household/misc:      $125.00
  
  Total Expenses:        $3847.00
  Left Over:                $  270.00

  Savings after Prosper loan  $130.00

 My son is a straight A student and aspires to meet other kids his age  in order to better understand
 other cultures and common ground they all share in our world.
  
  
Borrower's Other Listings
87757 Fund Trip for Son/Enhance Credit Score E $7,500 @ 23% Jan 22, 2007 Withdrawn

 

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