p2p lending at lending club
Need to pay off my credit debts

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Listing Information
Amount: $12,000.00 Status: Loan created
Grade: E DTI: 15%
Lender Rate: 20% Borrower: dgililov
Time Left: Finished State: CA
Funded: 100% Group: Craigslisters
Loan Information
Loan Status: Paid Origination Date: 2007-02-12 EricsCC ROI: 20%
Status History
Feb 15, 2007 Current
Aug 15, 2007 Payoff in progress
Aug 27, 2007 Paid
Explanation of circumstances:
Purpose of Loan: Need to pay off my credit cards
Explanation for Credit grade/ Delinquencies: The credit score is low because it was shared with my x-wife, because my credit cards are used more then 50%, however i have never been delinquent with any accounts
Occupation: Software Engineer
Length of employment: 3 years
Present Budget
Income         
        Pay Check - $4600 
Monthly Expenses        
        Mortgage/ Rent: $1150
        Utilities and Gas (internet/cable/pg&e): $400
        Car loan: $200
        Insurance: $70
        School Loan: 0
        FoodHousehold/misc: $300
         Total Expenses: $2120
Left Over: $2480
Budget after Prosper Loan Prosper Payments:  $1800
Borrower's Other Listings
72437 Need to pay off my credit cards D $10,000 @ 15% Dec 09, 2006 Withdrawn
190380 Need to pay off my CC's C $10,000 @ 10% Aug 21, 2007 Loan created

 

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