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Help Enhance My Small Business
Homeownership Verified

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Listing Information
Amount: $3,100.00 Status: Loan created
Grade: B DTI: 5%
Lender Rate: 12% Borrower: LoanCoJoe
Time Left: Finished State: FL
Funded: 100% Group: KoyneLoans
Loan Information
Loan Status: Paid Origination Date: 2007-01-30 EricsCC ROI: 11%
Status History
Jan 30, 2007 Current
Apr 18, 2007 Payoff in progress
Apr 21, 2007 Paid
Personal Back Ground:
My name is Lonnie, middle and preferred name is ?Joe?.  I serviced 23 years in the U.S. Navy and retired in 1998 as a Chief Petty Officer.  Shortly thereafter a friend and I started a Cleaning company in Oklahoma City.  After one year, I sold my interest in this success adventure to my friend and decided to move to Pensacola.  Missing the military, I join and sailed with the Military Sealift Command until July 2005.  Since both my children had graduated college and moved out on their own, I decided to seek employment closer to home so that my wife of 32 years and I could spend more time together.  So I accepted a Security Officer position with a company that provides security at point of entry and exit to military bases.  Recently I was promoted to Field Supervisor. 

My Income:
My pension from the U.S. Navy is $1906 per month.  And I earned $32,000 in 2006 from my Security Officer position.  Since I was promoted to field supervisor in December 2006, my salary is now $3.00 per hour more or I should earn approximately $6,000 more in 2007 or about $38,000..00 

Monthly Gross Pay (Pension and Salary):  $5072.00  

We also own a rental property: 
Monthly Rental:  $650
Mortgage Payment:  $350
Positive Cash Flow:  $300.00

Monthly Expenses:
Mortgage:  $1303,00  (Principal and Interest)
Homeowner Insurance:  $150.00
Property Tax:  $208.00
Term Life Insurance:  $100.00
Car Insurance:    $100.00
Utilities $300.00
Cable/Internet: $89.00
T-Moble: $80.00
Groceries: $250.00
Credit Cards and miscellaneous accounts:  $500.00
Total Expenses: $3,080.00 (Not including Prosper Pmt.)     

Lenders, I Give You My Word as a Chief Petty Officer that I will repay this loan.  

Thank you for reviewing my loan request.    

Joe
Borrower's Other Listings
88232 Enhancing My Small Business B $3,000 @ 12% Jan 24, 2007 Withdrawn
88434 Enhance My Small Business B $3,500 @ 11% Jan 24, 2007 Withdrawn
126569 Further Enhance My Business C $25,000 @ 17% Apr 20, 2007 Withdrawn
126674 Further Enhance My Business C $25,000 @ 17% Apr 21, 2007 Expired
131169 Relist For A Lower Amount..Thanks C $12,500 @ 17% May 01, 2007 Expired
132804 Third Request With A Reduced Amount, Thanks C $11,500 @ 16% May 04, 2007 Expired
136793 Trying To Enchance My Business B $18,500 @ 13% May 14, 2007 Loan created
235848 Help Fund Other Prosper Loans D $9,000 @ 16% Nov 22, 2007 Withdrawn

 

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