Reestablish Credit/Purchase Home
| Listing Information | |||
|---|---|---|---|
| Amount: | $11,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 23% |
| Lender Rate: | 21% | Borrower: | petrinia1967 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | People lending to People |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-02-06 | EricsCC ROI: | -32% |
| Status History | |
|---|---|
| Feb 06, 2007 | Current |
| Aug 28, 2007 | Late |
| Sep 07, 2007 | 1 month late |
| Oct 07, 2007 | 2 months late |
| Nov 07, 2007 | 3 months late |
| Dec 07, 2007 | 4+ months late |
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My name is Petrinia, I have been an accountant for over 20 years. I would like to establish more credit and become a lender at prosper in the future. I would like to borrow the loan to pay off all of my credit cards and have enough money for a down payment on a home. My plan is as follows: I have found a home for $100,000.00, which requires a $5,000.00 down payment. This would give me a monthly mortgage payment of around $850.00 a month. Right now I live with family and this would help me raise my credit rating and establish a place for my children with a home of my own. My income and expenses are as follows: + $ 3,796.00 - 528.00 Vehicle Payment - 178.00 Vehicle Insurance - 75.00 Cell Phone Bill - 220.00 Personal Loan** - 200.00 Gas Vehicle - 400.00 Monthly Groceries - 300.00 Credit Cards** - 400.00 Clothing ______________________ + 1,495.00 Left over each month ** + 520.00 Add back in will pay off with extra money borrowing - 1,085.00 (850 mtg, 30 water, 130 power, 25 phone, 50 cable) _______________________ $ 930.00 Left over each month With this amount left over each month I will give my Prosper Loan my #1 priority for repayment and pay off early. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 80902 | consolidate bills and help children | D | $15,000 @ 17% | Jan 03, 2007 | Withdrawn |
| 80943 | Consolidation of Bills | D | $15,000 @ 17% | Jan 03, 2007 | Expired |
| 83699 | Rebuilding Credit | D | $7,500 @ 17% | Jan 10, 2007 | Expired |
| 85331 | credit rebuilding | D | $5,000 @ 17% | Jan 16, 2007 | Expired |
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