p2p lending at lending club
Paying off a high interest rate card

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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: C DTI: 13%
Lender Rate: 12% Borrower: b00m
Time Left: Finished State: NY
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-01-31 EricsCC ROI: 8%
Status History
Feb 01, 2007 Current
Hi,

I am new to prosper.com and I want to give this a try.

I am requesting this loan to pay off a higher rate credit card which I've had for a while. I am single and I have a very rewarding career as a software consultant at a consultancy in the financial district of New York City where I live. I think I am a good candidate for this loan as I have never had a late payment on any debt and I have a clean and clear credit history. My credit rating should actually be higher than it is but I don't have as long a history as I just moved to the US four years ago from the UK where I had a stellar rating and I'm having to establish credit here anew.

I hope this loan goes in some way to reduce my credit costs and helps to continue to improve my credit as I look towards getting a mortgage sometime in the future.

Thanks and happy bidding!
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