Daddy Needs Help
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,001.00 | Status: | Loan created |
| Grade: | HR | DTI: | 10,000% |
| Lender Rate: | 29% | Borrower: | RandallDIsMe |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-01-31 | EricsCC ROI: | -55% |
| Status History | |
|---|---|
| Feb 01, 2007 | Current |
| Dec 15, 2007 | Late |
| Jan 01, 2008 | 1 month late |
| Feb 03, 2008 | 2 months late |
| Mar 01, 2008 | 3 months late |
| Apr 01, 2008 | 4+ months late |
| Dec 29, 2008 | Default |
|
About Me I am a 30 year old divorced man that is trying to get my own "Auto Repair Shop" going. I have been working as a mechanic since I was 16. So I know what I?m doing. I have many repeat customers that will only allow me to work on their vehicles! They are following me and referring others to me, now that I am out on my own. What I would use loan for: I have started working on cars already from my garage in my yard. But I need some additional tools and machinery to be able to do more varieties of jobs. And to create a more positive credit rating. How I plan to pay it back: I work steady, every day usually. I also do odd jobs for people. I can do a little plumbing, electrical, computer repair, you name it and I can probably do at least some part of it! So, I always walk around around with money in my pocket. I average about $1500.00 a month. Explanation of Credit and DTI: I have only been able to access my Equifax report so far. But it shows 2 past due accounts, and one of them is $121.00 from an emergency room bill. The other states it was a "joint" account and also says it is "retail". I have NEVER had a retail account nor a joint account with anybody. So I am trying to find out about this one. I will pay it if I can find out it's mine though! My DTI may be high on this, because since I don?t get a "paycheck", I just listed my income as $1.00. But I assure you I CAN and WILL pay back this loan! My Expenses: Rent $150.00 Utilities $150.00 Car Ins $84.00 Child Support $200.00 Food $200.00 Gas and Misc. $150.00 Total expenses: $934.00 How Prosper will better my life: I will be able to build up some good credit and also be able to get all that I need to get my home business going 100%. I am young and strong and I work hard. I can and will pay this loan! I value my reputation, so I will certainly value my lenders reputations and faith in me! Thank you for considering my loan request. I look forward to getting to know you and proving myself worthy of being a Prosper member! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 84033 | 30 Year Old Building Up A Business | HR | $3,001 @ 29% | Jan 11, 2007 | Expired |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|