Consolidating Credit Cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,500.00 | Status: | Loan created |
| Grade: | HR | DTI: | 8% |
| Lender Rate: | 21% | Borrower: | AlextheGreat86 |
| Finished | State: | IL | |
| Funded: | 100% | Group: | Rich Uncle |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-01-30 | EricsCC ROI: | -44% |
| Status History | |
|---|---|
| Jan 30, 2007 | Current |
| Jul 16, 2007 | Late |
| Jul 27, 2007 | Current |
| Aug 15, 2007 | Late |
| Aug 28, 2007 | Current |
| Oct 16, 2007 | Late |
| Nov 01, 2007 | 1 month late |
| Dec 02, 2007 | 2 months late |
| Dec 31, 2007 | 3 months late |
| Jan 31, 2008 | 4+ months late |
|
My
name is Alex and I would like to consolidate my high interest credit
card debt, that have accumulated during law school. I work full time
and go to school part-time at night. Any and all assistance is greatly
appreciated!! Monthly Income (after taxes): $2780.00 Monthly Expenses:Tuition: $1,200 Car: $345 Insurance: $112 Groceries: $120 American Express: $4,000/$165 monthly Chase Visa: $1,700/$130 monthly Capital 1 Visa: $900/$86 monthly Clout Visa: $1,400/$65 monthly Total monthly Expenses:$2220.00 Total monthly Expenses after loan: $1950.00 After expenses I have about 460-$500 left over for savings/books/credit cards. *This loan will be used to pay down my Chase,Clout and Capital 1 cards, which have interest rates of 28.7 to 32%. The loan will clean up my two delinquencies(Capital 1 and Clout Visa). These accounts have becaome delinquent because I had to cover a suprise tuition bill that my financial aid didn't cover. I have been working hard to clear up these two delinquencies and I have taken up a second job on the weekends, to help get these accounts moving in a positive direction. Thank you so much for everything. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 75108 | Help Law Student trying to Expunge Credit Card Debt | HR | $12,000 @ 27% | Dec 15, 2006 | Withdrawn |
| 76736 | Help Law Student Expunge Credit Card Debt | HR | $3,000 @ 24% | Dec 20, 2006 | Withdrawn |
| 78244 | Consolidating Credit Cards | HR | $4,000 @ 26% | Dec 30, 2006 | Expired |
| 82117 | Consolidating Credit Cards | HR | $4,000 @ 26% | Jan 07, 2007 | Expired |
| 85237 | Consolidating Credit Cards | HR | $2,750 @ 28% | Jan 16, 2007 | Expired |
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