Paying Off 2 Credit Cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,600.00 | Status: | Loan created |
| Grade: | B | DTI: | 24% |
| Lender Rate: | 10% | Borrower: | vabgirl1970 |
| Finished | State: | VA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-02-05 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Feb 03, 2007 | Current |
| Aug 14, 2008 | Payoff in progress |
| Aug 20, 2008 | Paid |
|
First of all i wanted to thank everyone who bid on my recent listing. I understand that with the interest rate cap and amount requested, it would be hard to get funded for USD 2,700. So thats why i have relisted for a smaller amount I am requesting this prosper loan to pay off the following credit cards Credit Card 1 (HSBC) 1,100 balance - 50/min payment Credit Card 2 (Target) 500 balance - 30/min payment Our monthly income after taxes and 401K loan repayment is 4,144 Mortgage 1,400 Car payment 619 ( other card is paid for ) Utilies 320 CC payments 80 Gas 150 Insurance 200 (for 2 cars ) Cable/Phone/internet 250 Groceries 500 Going out money 200 Savings 100 This leaves 325 over each month, this does not include the 800/month i get for child support ( which is used to clothes,dr visits, school lunches and 529 savings plan ) The DIT is not completely accurate because it doesn't reflect 800/month i get in child support. It also includes 619/month car payment which my current husband pays, however since we both signed for it, its part of my DTI.I filed for bankrupty back in 2001, and have not missed a single payment since. The one deliquency is supposed to be IIB, but i'm still trying to get that corrected.I have been at my current job as an IT analyst for over 5 years. Thanks for your consideration! Tammy |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 80707 | Consolidating 401K and Personal Loan | B | $5,000 @ 11% | Jan 03, 2007 | Withdrawn |
| 81236 | paying off 401K Loan | B | $2,700 @ 11% | Jan 04, 2007 | Expired |
| 84819 | Paying off 2 Credit Cards | B | $1,700 @ 11% | Jan 14, 2007 | Expired |
| 279930 | Reducing interest rate | A | $1,500 @ 8% | Feb 14, 2008 | Loan created |
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