p2p lending at lending club
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Listing Information
Amount: $9,500.00 Status: Loan created
Grade: D DTI: 47%
Lender Rate: 20% Borrower: kapeli
Time Left: Finished State: WA
Funded: 100% Group: Everyday People
Loan Information
Loan Status: Default Origination Date: 2007-01-31 EricsCC ROI: -64%
Status History
Jan 30, 2007 Current
Aug 16, 2007 Late
Sep 01, 2007 1 month late
Oct 01, 2007 2 months late
Nov 02, 2007 3 months late
Dec 02, 2007 4+ months late
Dec 28, 2007 Default
I am 29 years old, single no children.

I am a responsible person my finances is steady, due to lack of credit put my credit to D.  I have a roomate that's my brother we share our rent and utilities.  I'm asking for a chance to prove myself and get my credit scores up to where they should be.  If you bid on my listing I promise that I will not let you down.  Making my payments on time will be my top priority each month.  I sincerely promise you that and as you can see from my financial details, I will have the money to do it.

WHAT I WILL DO WITH THE MONEY LOANED TO ME:

I will pay off al unsecured loan and my hospital bills.

HERE ARE MY MONTHLY FINANCIAL DETAILS:

Net income after payroll deductions from all sources: $1800.

Rent: $300
Phone: $25
Transportation:$100
Food :$100
Loans/Hospital bills: $390

I will have 885 let to make the payments on my Prosper loan.

CLOSING REMARKS TO LENDERS:  As you can see.  I am finally in a place where with just a bit of help I could get me to a better place with lower interest rates on some of my unsecured debt.  I really hope that iI get funded and that gives me the drive to pay this loan off and help others by becoming a lender with prosper.  Thank you in advance.
Borrower's Other Listings
74020 payoff 2 loans & hospital bills D $19,000 @ 18% Dec 13, 2006 Withdrawn
74745 payoff outstanding bills D $15,000 @ 18% Dec 14, 2006 Withdrawn
76835 Raising my credit score! ! ! D $13,700 @ 20% Dec 21, 2006 Expired
79484 RELIST--PS HELP ME D $12,000 @ 22% Dec 30, 2006 Expired

 

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