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Single Mom Needs Help - 3rd Listing
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Listing Information
Amount: $2,000.00 Status: Loan created
Grade: HR DTI: 9%
Lender Rate: 23% Borrower: Brenkay
Time Left: Finished State: TX
Funded: 100% Group: Craigslisters
Loan Information
Loan Status: Default Origination Date: 2007-02-01 EricsCC ROI: -55%
Status History
Feb 01, 2007 Current
Jul 19, 2007 Late
Aug 02, 2007 1 month late
Sep 03, 2007 2 months late
Oct 03, 2007 3 months late
Nov 02, 2007 4+ months late
Dec 27, 2007 Default
I am a single mom of a 9 year old daughter.  I allowed myself t get caught up in the payday loan trap.  At the time I had a significant other's income to rely on to repay.  I want to clean up my poor credit.  Some of my DQ's on my credit report have circumstances.  I don't deny owing most of the bills, but have not kept up with my credit in several years and FINALLY want to improve my lifestyle and not be ashamed.
INCOME:  SOCIAL SECURITY  1125.00  TYPING SERVICES  200.00
 EXPENSES BEFORE PROSPER LOAN APPROVAL:
Rent   295.00
Electric   150.00
Internet/Cable/Phone   110.00
Groceries   200.00
Car Insurance   50.00
Dr. "M"   25.00
Household/Misc   130.00
Interest on Payday Loans   165.00 TOTAL EXPENSES:  1115.00
 EXPENSES AFTER PROSPER LOAN APPROVAL:
Prosper Loan   84.00
Rent   295.00
Electric   150.00
Internet/Cable/Phone   110.00
Groceries   200.00
Car Insurance   50.00
Household/Misc   130.  TOTAL EXPENSES AFTER PROSPER:  1003.00
MONTHLY SAVINGS DUE TO PROSPER:  112.00






Borrower's Other Listings
83818 Consolidation HR $2,000 @ 23% Jan 11, 2007 Withdrawn
85908 Single Mom Needs Help HR $2,000 @ 23% Jan 17, 2007 Withdrawn

 

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