Single Mom Needs Help - 3rd Listing

| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 9% |
| Lender Rate: | 23% | Borrower: | Brenkay |
| Finished | State: | TX | |
| Funded: | 100% | Group: | Craigslisters |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-02-01 | EricsCC ROI: | -55% |
| Status History | |
|---|---|
| Feb 01, 2007 | Current |
| Jul 19, 2007 | Late |
| Aug 02, 2007 | 1 month late |
| Sep 03, 2007 | 2 months late |
| Oct 03, 2007 | 3 months late |
| Nov 02, 2007 | 4+ months late |
| Dec 27, 2007 | Default |
|
I am a single mom of a 9 year old daughter. I allowed myself t get caught up in the payday loan trap. At the time I had a significant other's income to rely on to repay. I want to clean up my poor credit. Some of my DQ's on my credit report have circumstances. I don't deny owing most of the bills, but have not kept up with my credit in several years and FINALLY want to improve my lifestyle and not be ashamed. INCOME: SOCIAL SECURITY 1125.00 TYPING SERVICES 200.00 EXPENSES BEFORE PROSPER LOAN APPROVAL: Rent 295.00 Electric 150.00 Internet/Cable/Phone 110.00 Groceries 200.00 Car Insurance 50.00 Dr. "M" 25.00 Household/Misc 130.00 Interest on Payday Loans 165.00 TOTAL EXPENSES: 1115.00 EXPENSES AFTER PROSPER LOAN APPROVAL: Prosper Loan 84.00 Rent 295.00 Electric 150.00 Internet/Cable/Phone 110.00 Groceries 200.00 Car Insurance 50.00 Household/Misc 130. TOTAL EXPENSES AFTER PROSPER: 1003.00 MONTHLY SAVINGS DUE TO PROSPER: 112.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 83818 | Consolidation | HR | $2,000 @ 23% | Jan 11, 2007 | Withdrawn |
| 85908 | Single Mom Needs Help | HR | $2,000 @ 23% | Jan 17, 2007 | Withdrawn |
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