Pay Off Credit cards

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Listing Information
Amount: $4,550.00 Status: Loan created
Grade: E DTI: 30%
Lender Rate: 21% Borrower: Swedind
Time Left: Finished State: CA
Funded: 100% Group: closed12345
Loan Information
Loan Status: Paid Origination Date: 2007-01-30 EricsCC ROI: 21%
Status History
Jan 30, 2007 Current
Jan 30, 2010 Payoff in progress
Feb 05, 2010 Paid
THE PURPOSE OF THE LOAN:

I would like to pay off my credit cards debt and in turn improve my credit score Moreover,I want to escape the debt trap and start planing my budget in a better manner and save money with one low monthly payment.

MY MONTHLY BUDGET:
Total Income $ 4,050. (Net after tax)
Rent                              875
Car payment               365
Car Insurance               95
Groceries                     250
Utilities                         150
Credit Cards              1000(Will pay Off with this Loan)
Other credit                 250
Misc                              100
---------------------------------------
Total Bills                $3235

Free Cash flow  $815

As you can see , I will have more than enough to pay this Loan,Thus I would like to consolidate my debt, and I have a steady job
I would really appreciate the help from prosper lenders
Thank You!
Borrower's Other Listings
7294 sig. loan HR $10,000 @ 12% Apr 24, 2006 Withdrawn
9028 Signature Loan HR $7,500 @ 22% Apr 27, 2006 Expired
85656 Debt Consolidation E $15,000 @ 21% Jan 17, 2007 Withdrawn
86379 Debt Consolidation E $9,500 @ 23% Jan 18, 2007 Withdrawn

 

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