Need Help...Last Hope
Homeownership Verified

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Listing Information
Amount: $8,000.00 Status: Loan created
Grade: HR DTI: 20%
Lender Rate: 28% Borrower: shastings
Time Left: Finished State: CA
Funded: 100% Group: Tzedakah
Loan Information
Loan Status: Default Origination Date: 2007-01-31 EricsCC ROI: -53%
Status History
Jan 30, 2007 Current
Mar 16, 2007 Late
Apr 02, 2007 1 month late
May 04, 2007 2 months late
Jun 01, 2007 3+ months late
Jun 09, 2007 3 months late
Jun 20, 2007 Current
Jul 16, 2007 Late
Aug 01, 2007 1 month late
Sep 01, 2007 2 months late
Oct 01, 2007 3 months late
Nov 02, 2007 4+ months late
Feb 18, 2008 Default
Mar 06, 2008 Repurchased
Jun 10, 2008 Default


Hello,

I am a 31 year old, wife of 13 years and mother of 4 children ages 2, 5, 7 and 9. Me and my husband always believed it would be best for me to stay home for at least the first year of each of our children's lives. Last July I went back to work and fullfilled my dream of becoming a loan officer following the footsteps of my late father. At the same time my husband left his corporate job to become a loan officer. We had some saving so we thought this would be the right time. Being a loan officer lets me work at home with the baby and maintain the the other childrens' schedule of 2 days homeschool and 3 day montessori school. We had a rocky start as loan officers but now average $5000-$7000 take home pay each. Unfortunately because we had a tough start we have gone through our savings and even though we are making the most money we have ever made in our lives we are making double payments on everything and struggling. This loan will help us break even and maintain our household. This loan will help us see the light at the end of the tunnel. We appreciate this opportunity and are very thankfull for any funds we may recieve --this is our last effort to save our assets.
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