p2p lending at lending club
Guaranteed return on your money

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Listing Information
Amount: $15,000.00 Status: Loan created
Grade: E DTI: 68%
Lender Rate: 26% Borrower: theboomop
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-01-26 EricsCC ROI: 26%
Status History
Jan 26, 2007 Current
Nov 23, 2007 Payoff in progress
Nov 29, 2007 Paid
Hello,  
My is Mark and thanks for taking the time to look at my listing. I guarantee this will be the safest investment you ever make.  

I?m asking for 15k to consolidate my debt in to 1 easy manageable monthly payment. I came across this website by accident but I?m really excited that this might be the answer to getting back on track. I was just about to sign up with one of those debt consolidation firms but this naturally this would be a better option.   A little background on myself- I?m married with 3 beautiful girls and I have been in the military for 13 years. I?m really trying to get back on track and hopefully buy a house but I can?t seem to pay down this debt. Between sending money back to my family in Ireland for an emergency and taking care of my family here I have just overextended myself too much.  So right now I have just over 15k in unsecured debt not including my car payment. I hate to admit it but one of those bills is with cashcall, they are charging me 59% with a monthly payment of $250 which means my 5K loan will cost almost 30k!!! If I could consolidate that with all my other monthly bills I know I can get back on track. I live on base so I have no rent or mortgage, all utilities are free so from my $3400 monthly paycheck I?m paying the normal taxes, social security etc, my truck payment, groceries etc and then over 2k on my debts.   So why do I say this is guaranteed? Well like I said I?m in the military and will retire with a pension in 6-7 yrs, very stable, I?m expecting a $600 pay raise staring next year, I can take a $30,000 career bonus payment in 23 months, which I have considered but it reduces my retirement by 10%, so I?d prefer not too unless needed, and finally being in the military I can?t just not pay my bills (not that this would ever happen)or else they will just take it out anyway.   I know my credit doesn?t look the best on paper but that is due to having everything maxed out and several inquires. I did have a BK about 9 years ago but this has no bearing on my current situation, it was part of a new car situation that was a lemon and I was forced in to a square with a 13K bill, the worst part is that the company was sued about 2 weeks after my BK and I have several letters saying that I was not at fault, but it was too late for the BK.   Please consider my listing and know that it WILL be a guaranteed Investment.  

Thanks for you time,   Mark
Borrower's Other Listings
412334 Guaranteed return on your money HR $13,000 @ 19% Oct 12, 2008 Withdrawn
413617 Second Prosper Loan HR $4,500 @ 19% Oct 14, 2008 Cancelled

 

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