Eliminating debt for "07" (Vetted)
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,001.00 | Status: | Loan created |
| Grade: | HR | DTI: | 38% |
| Lender Rate: | 23% | Borrower: | cfrank924 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | Everyday People |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-01-30 | EricsCC ROI: | -73% |
| Status History | |
|---|---|
| Jan 30, 2007 | Current |
| Jul 15, 2008 | Late |
| Jul 26, 2008 | Current |
| Aug 14, 2008 | Late |
| Sep 01, 2008 | 1 month late |
| Oct 01, 2008 | 2 months late |
| Oct 31, 2008 | 3 months late |
| Dec 01, 2008 | 4+ months late |
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My name is Cynthia Franklin I am 37 years old.I am relisting my request for a loan with better explanations of DQ?s Listing Explanation DQ?s Currently I have 4 accounts which are current: In August of 2006 e moved into a home, In preparation for that move, we had to pay 1200 as a deposit and the 1st months rent. We also acquired custody of my husband?s son and had to buy bedroom furniture, clothing items, etc. In addition there was an increase in grocery bill. Although we have custody of him, my husband continues to pay child support and did not receive any support. Additional costs caused a hardship and I secured 2 pay day loans at $300 dollars each in 12/2006 Budget b4 Loan Rent 1200 Cable 75 Internet/Phone: 146 Gas 150 Electric 150 Insurance 179 Fuel 200 Groceries 300 Misc Exp: 200 Pay day loans 180 Car 1 445 Car 2 568 Aspire 25 Plains Commerce 39 monthly expense 3854 After Prosper loan Rent 1200 Cable 75 Internet/Phone: 146 Gas 150 Electric 150 Insurance 179 Fuel 200 Groceries 300 Misc Exp: 200 Prosper loan 125 Car 1 445 Car 2 568 monthly expense 3738 Monthly Net Income: Myself: 2808 Spouse: 1276 Spouse: 2nd income: 168 Spouse: disability 114 Total net income : 4366 Money left: I have 622 to repay loan. Prosper Loan Distr. Aspire Visa: 500 Bank of America 80 Infinite Energy: 214 Plains Commerce Visa 1189 note this is a credit card that was issued to settle a DQ account on my credit report. Pay Day loans 180 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 82010 | Honest Person Needing a Personal Loan to fix old debts | HR | $3,001 @ 29% | Jan 06, 2007 | Withdrawn |
| 82116 | Honest Hard Working Mom Needing to get Finances in Order | HR | $3,001 @ 26% | Jan 06, 2007 | Expired |
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