RELIST- I deserve a second chance.. here's why.
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 20% |
| Lender Rate: | 17% | Borrower: | passamano |
| Finished | State: | TX | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-01-25 | EricsCC ROI: | -44% |
| Status History | |
|---|---|
| Jan 24, 2007 | Current |
| Mar 12, 2008 | Late |
| Mar 28, 2008 | 1 month late |
| Apr 26, 2008 | 2 months late |
| May 27, 2008 | 3 months late |
| Jun 28, 2008 | 4+ months late |
|
About ME: I am a 33 yr old mother of a 7 yr old boy and have been married for almost 9 yrs. I have been with USMD for almost 3 yrs, working full time 40+ hrs a week, as an Executive Assistant for the laser division. My CREDIT; here I go:Prior to my husband being diagnosed with Guillame-Barre, a disease that singes your nerve endings, we were the people with great credit. For 2 yrs he struggled with this and could not work, therefore for obvious reasons his credit suffered. We were married in early 1998. As you know when you marry, not only do you take their last name but you take on their credit as your own. We struggled but managed to get our credit in good standing again. In early 2000 he suffered a relapse and had to go out on medical at work. Due to a decrease in pay we were forced to move in with my grandparents with a baby. This allowed us to pay off debt and begin working towards purchasing our first home. We did so in 2003, right after our purchase I was laid off from JPI where I had been for almost 6 yrs. I accepted this and made sure we could manage, we did! During this time, Micah- my husband- had suffered only one other relapse. We fell behind on our house pymt, our most prized possession. I?m asking you to please allow me a second chance. Anything that has been dealt to us we have overcome. I am asking for a chance to prove myself to you and not be just a credit score number. I am a person who will promise you my payments to you WILL BE my 1st priority each and every month. I will stay active in Two Millionaires to let people just like me know, it can be done! WE ARE A TEAM! My plans for this money are to get completely caught up on my home As I said, it is our most prized possession. We are 2 months behind ($1521 a month). I will have enough money to pay back my loan to you- I PROMISE! I am asking for $1000 since this is the least my state will allow me to borrow. THis will also assure you I WILL make my payments on time to you each and every month. I know I can prove this to you so later you will loan me more if the need arises again. With this amt, I know I can get caught up on my home! THANK YOU FOR YOUR CONSIDERATION! My net income- $1300- every two weeks Spouse- $1100- every two weeks Total income: $4800 for the month Mortgage:$1521 Cell Phones-$200 Gas: $120- Elec and water total: $175 Groceries: $400 a month Insurance: $145 Cable-$108 Entertainment for weekends-$400- ($200 per weekend on food, movies, bowling, etc)- overestimate but want to be safe. Total monthly expenses: $3069 As you can see I will have $1731 to pay back my Prosper loan to you ON TIME, EVERY TIME! I am finally at a place where we see a new horizon. With a little bit of help from you, there will be light sooner than expected. I truly hope you will see we are good people who had medical reasons for every thing that has happened to us. If you just allow me a second chance to prove myself, you won?t regret it! Thank you, in advance, for your consideration |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 81137 | I deserve a 2nd chance... Here's why. | HR | $5,000 @ 22% | Jan 04, 2007 | Withdrawn |
| 81650 | I deserve a second chance..Here's why. | HR | $3,000 @ 22% | Jan 05, 2007 | Expired |
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