Back to School and feeling the crunch!
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,550.00 | Status: | Loan created |
| Grade: | HR | DTI: | 13% |
| Lender Rate: | 23% | Borrower: | megenk11 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-01-24 | EricsCC ROI: | -77% |
| Status History | |
|---|---|
| Jan 24, 2007 | Current |
| Aug 08, 2008 | Late |
| Aug 26, 2008 | 1 month late |
| Sep 25, 2008 | 2 months late |
| Oct 25, 2008 | 3 months late |
| Nov 25, 2008 | 4+ months late |
|
Hello, I am a 2nd Semester Computer Programming student. I am returning to school online, and I am finding Computer Programming a fascinating, logical field. My goal is to create a new interactive learning and relaxation platform with the Nintendo Wii (or comparable "virtual" in home/office system). I am hoping more programmers will catch the thrill of this new "virtual mentor". I truly believe that my "Stress reduction/Yoga trainer", will give me that rare gift of maybe helping even one person feel better about themselves, healthier, or calm. My Professors are orchestrating my semesters with all of the computer languages I will need to do this. This part is new, my partner of two and a half years has suddenly just gone completely out of my life. I had no idea I was unhappy until I felt this blissful relief! I realized that the last original picture I painted was done the day BEFORE we got together. I am about to take flight and soar with the eagles now that I am not living in an invisible cage. I had no idea my wings were clipped, I was simply convinced that I was the problem. I am blessed! I am free!I am focused clearly and with persistance and determination my dreams WILL be realized. I work at home in Massage, College online and painting (oil on canvas). My monthly expenses are only $600.00. My official income is $856.00. The College so far waives tuition fees only, and books are intensely pricey!This loan will not cost me very much per month which leaves me with a comfortable safety margin, especially since my idea of fun is NOT spending money, but painting or reading. This loan will go to the following: I. I need a quality laptop. II. I'm embarassed to say I pawned my gold for Christmas. $560.00 III. I will pay off my credit card. $800.00 IV. I must purchase real winter boots. $280.00 V. I believe it is smart to maintain a minimum of three loan payments in my bank account at all times. VI. I had to take a couple of Payday advance loans, you know $255.00 at 400%! You pay them back totally in two weeks and add $45.00 interest. I can focus on my schooling with good piece of mind, when I'm not stressing over money. I live well within my means well, MOST of the year), and these tools will help me realize my goals and keep my sanity! I have been working hard on my credit score. In late 1999 I went to the Emergency room with a terrible cough and they did NOT charge my insurance. Unfortunately, I did not check my credit report until August 2003. I have spoken with supervisors in the three charges from the hospital, radiology and laboratory, and they admit it is wrong, but in addition, they say it is too late to do anything about it. These would have fallen off my credit report in the next year, but there are now two small charges from 06/2001 that should be past their 7 year reporting term and now I will have to wait another year. I only have the one credit card. My website is www.[LAST NAME DELETED].com, remember I am just learning! At least my oil paintings at the site are good, I appreciate feedback. I will make every one of my payments on time, every time. I hope to pay this loan off a bit early. It;s kind of scary suddenly being totally alone all of the days, with no back up, I suppose I will get used to it, and even come to enjoy it someday, but for now I feel freshly orphaned again. Well, there is nothing left to do but work hard. I too will be a lender someday! Thank you for your time, ArtAttack |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 81483 | Wii's are fun, but Wii virtual LEARNING is my vision! | HR | $4,800 @ 24% | Jan 05, 2007 | Withdrawn |
| 82139 | College re-entry programmer, with a 4.0 to show for it! | HR | $4,800 @ 26% | Jan 06, 2007 | Expired |
| 358699 | Back to School and feeling the crunch! | E | $3,550 @ 35% | Jun 27, 2008 | Expired |
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