Refinance Dell Preferred credit account
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,110.00 | Status: | Loan created |
| Grade: | B | DTI: | 20% |
| Lender Rate: | 9% | Borrower: | gardengirl |
| Finished | State: | TX | |
| Funded: | 100% | Group: | GROUP CLOSED |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-01-25 | EricsCC ROI: | 6% |
| Status History | |
|---|---|
| Jan 24, 2007 | Current |
|
Hello, I am a 27-year-old software developer in search of a loan to refinance my Dell Preferred account. I have been steadily employed in the same sector since my graduation from Texas A&M University in May 2001 and am currently earning a salary of $77,000 annually in a position I have held since May 2004. I am a happy homeowner and avid gardener. My Dell Preferred account has a current balance of $2083 at 28.24% and a minimum payment of $62/mo. The Prosper loan payment will actually be less than what I am currently paying for the debt, and at a reduced interest rate. If the Prosper loan process proves painless, I will attempt to pay off this loan within 12 months so that I may refinance my American Express Blue card. About my delinquency: I had an overdue balance on a Capital One Visa card in 2003 while I was in the process of separating from my husband, who I later divorced. I had thought the card paid off but had left a small balance, and in that confusing time in my life I was inaccessible by mail and by home phone. The balance was paid in full when I was contacted at work. Thank you for your interest. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 226293 | Refinance Wells Fargo Visa | B | $4,080 @ 8% | Nov 05, 2007 | Expired |
| 357077 | Refinance Wells Fargo Visa | B | $1,500 @ 8% | Jun 25, 2008 | Expired |
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