Resident doctor with 0-0-0 credit
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 26% |
| Lender Rate: | 12% | Borrower: | Living_Well |
| Finished | State: | TX | |
| Funded: | 100% | Group: | MONEY DIES |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-01-31 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Feb 01, 2007 | Current |
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I am a resident doctor finishing training in June 2008. Excellent future income potential but currently on resident salary. My credit is excellent without any bankruptcy or deliquency. I am looking to consolidate my credit card debts to a low monthly payment and save money. I earn about $50,000/year salary before tax. I am looking to save money thru P2P financing. I will not default on my payment and will not compromise my future by destroying my credit. I read about Prosper in a magazine and this seems like a perfect fit for somebody like me. I plan to pay off this loan in about a year and a half. Here is the breakdown of my expenses: Monthly Income: 1,795 every 2 weeks (3,590/ month) Bills: Rent: 720/month Phone: 70/month Food: 200/month Insurance: 240/month Utilities: 250/month (variable) Total: 1,480 As you can see I have more than enough left over for this loan. Credit cards: Bank of America: 10,800 American Express: 1,750 Chase: 2,300 Total 14,850 I have an excellent 0-0-0 credit and I guess the reason I got a B rating is because my credit is about 4 years old only. My DTI before the prosper loan is 13%. Bid on my loan with confidence. Thank you. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 77404 | High Interest rate credit card consolidation | B | $15,000 @ 10% | Dec 22, 2006 | Withdrawn |
| 77438 | Resident doctor with great credit to pay credit card | B | $15,000 @ 10% | Dec 22, 2006 | Withdrawn |
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