p2p lending at lending club
Vetted, 0-0-0, 24% State max

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Listing Information
Amount: $13,000.00 Status: Loan created
Grade: E DTI: 33%
Lender Rate: 20% Borrower: Heavin
Time Left: Finished State: WA
Funded: 100% Group: MONEY DIES
Loan Information
Loan Status: 4+ months late Origination Date: 2007-01-25 EricsCC ROI: -41%
Status History
Jan 24, 2007 Current
Sep 09, 2007 Late
Sep 27, 2007 1 month late
Oct 30, 2007 2 months late
Nov 26, 2007 3 months late
Dec 26, 2007 4+ months late
Hello Friends/Lenders, 

           
         I am a mother of two wonderful boys ages 5 and 12. By far my children are the most important part of my life.  Once my bills are paid off, my plan is to purchase our first home.
          I am requesting a $13,000 loan to consolidate a majority of my current debt so I can have one monthly payment and be debt free in 24-30 months. I have no delinquencies on my credit file (0-0-0) & the E score is due to the following:    
      
  • High revolving balances compared to my credit limits    
  • The length of time I have the credit accounts      
  • My short credit history

Budget/Bills
$650    Rent
$300    Car 1     7.3k
$137    Car 2     1.2k  
$138    ins.
$148    Cell 
$88      Cable/Internet
$60      Util.
$150    Gas
$250    Credit Cards $5.7K
$128    Storage 
$132    TV    
$245    Personal  Loan $5K  
$155    Personal Loan $3.5K
$650    Misc and Savings 
$400    Food  
$3,631.00  Total   
 
Income:  
$55,000 + per year
$3,700.00  Net monthly  
$400.00     Child support 
_______   
$4100.00  net income   (After tax & ins)   

   With the consolidation of the above highlighted bills it will free up $764 which can  be applied to my prosper loan actually allowing me to pay it off much sooner than 3 yrs.  

Thank You,
Heavin
Borrower's Other Listings
78314 bill consolidation E $16,000 @ 12% Dec 26, 2006 Withdrawn
78324 Want to own a home! E $17,000 @ 20% Dec 27, 2006 Withdrawn
79440 Re-list ,No Deliquencies, $25,000 @24% E $25,000 @ 24% Dec 29, 2006 Withdrawn
79477 Relisted-$15,000, 0 deliquencies, $15,000@24% E $15,000 @ 24% Dec 30, 2006 Withdrawn

 

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