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Hello everyone, and thanks for checking out my post. I am a new graduate and have recently started my career as an engineer in Chicago. I am originally from Kansas and went to the University of Kansas, while in school I worked for their Registrar?s office to pay for my tuition. However, I have still accumulated some credit card debt. While in school it was difficult for me to pay off these cards; or even make the minimum payment. As a result of missing a couple of payments the APR?s went through the roof. Now that I have a job I have no problem making the payments, but the interest rate is making it difficult to zero out the balance. The purpose of this loan will be to consolidate my credit card debt, and simplify my life by making one payment a month. |