p2p lending at lending club
trying to get a lower rate

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Listing Information
Amount: $6,000.00 Status: Loan created
Grade: E DTI: 47%
Lender Rate: 24% Borrower: laidbacksurfer
Time Left: Finished State: CA
Funded: 100% Group: Debt Consolidators
Loan Information
Loan Status: 4+ months late Origination Date: 2007-01-30 EricsCC ROI: -38%
Status History
Jan 30, 2007 Current
Jun 15, 2007 Late
Jun 28, 2007 Current
Sep 14, 2007 Late
Oct 01, 2007 1 month late
Nov 01, 2007 2 months late
Dec 02, 2007 3 months late
Dec 31, 2007 4+ months late
Hi I'm 21 years old. I got in to debt in the past by spoiling my girlfriend and dental work. i have always payed my debts on time. I have been working hard on improving my credit score. I want to start saving so I can get a engagement ring for my girlfriend of 6 years. I got a loan with cash call to consolidate my debt. It was a 5,500 dollar loan at 59% This interest rate is killing me. I make a monthly payment of 250.00 but that only goes to interest. I would have to pay 800.00 dollars a month to even try to put a dent in the principal. so please help me find a lower rate loan.
i make 1600.00 monthly
my bills are:
car payment 250/month
car ins.        250/month
gas             300/month
cell phone     100/month

so that leaves me with 700 to pay to my prosper loan.I am also looking for a second job to supplement my income. please help a struggling young adult get his finaces back in order so he can get married with in the next to years thank you so much
Borrower's Other Listings
80383 trying to get a lower rate E $5,500 @ 20% Jan 02, 2007 Withdrawn
80426 trying to get a lower rate E $6,000 @ 24% Jan 02, 2007 Expired

 

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