p2p lending at lending club
International Credit Rating A+

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Listing Information
Amount: $10,000.00 Status: Loan created
Grade: D DTI: 19%
Lender Rate: 14% Borrower: Cranny
Time Left: Finished State: CA
Funded: 100% Group: P2P Financial
Loan Information
Loan Status: Paid Origination Date: 2007-01-30 EricsCC ROI: 14%
Status History
Jan 30, 2007 Current
Mar 29, 2008 Payoff in progress
Apr 03, 2008 Paid
Hi,

My name is Mark and this is my fiance Andi.

The purpose of this loan is to pay off an overseas credit card to eliminate all the costs associated with international debts. (ie. currency fluctuations, wire fees etc.)

My credit rating is a D only because of my short history in this country (3 1/2 yrs). My credit rating in Australia is excellent and will be here in time.

Monthly Income

My Salary - $4560 plus tips additional 30%. Total $5928.
Andi's Salary - $4560 plus tips additional 50%. Total $6840.

Total Salary - $12768.

Expenses

Rent - $1600
Car/Ins/Gas - $550
Credit Cards - $260
Utils - $200
TV/Internet - $120
Cells - $100
Social/Misc - $400

Total Expenditure - $3230
Total Cash Flow - $9538

As you can see we have plenty of cash flow after the monthly expenditure is deducted.

Funding this loan will save us the hassles of having to wire money overseas each and every month. 
Using Prosper is our way of managing our debt in a cost efficient manner.

Thanks for your time and consideration. 

Borrower's Other Listings
6173 Sick of Financial Institutions C $3,000 @ 15% Apr 15, 2006 Withdrawn
7158 Sick of Financial Institutions C $3,000 @ 14% Apr 24, 2006 Loan created
64629 Sick of Financial Institutions #2 D $4,999 @ 16% Nov 20, 2006 Withdrawn

 

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