Credit Card Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 22% |
| Lender Rate: | 8% | Borrower: | dzogma |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Dzogchen's Group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-01-18 | EricsCC ROI: | 5% |
| Status History | |
|---|---|
| Jan 20, 2007 | Current |
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Purpose of this loan This loan will be used to consolidate four credit cards (21-24% APR). Work history I have been with my employer for going on 25 years. Debts After I use this Prosper loan to consolidate my credit cards, my only remaining debt will be my mortgage. Household budget Total income = $4,637 (gross income) + $1,001 (spouse's social security) = $5,638 Expenses: $1,528 income tax and deductions $2,120 mortgage $370 property tax $53 homeowner's insurance $122 homeowner's association dues $219 utilities $171 telephone/cable/internet $143 auto insurance $150 gasoline $20 DMV fees $100 medical co-pays/medication $30 life insurance $50 haircuts, clothing, shoes $300 food $60 tithing $120 Prosper loan --------------------------- $5,556 Total expenses $5,638 (Total income) - $5,556 (Total expenses) = $81 (Left-over) |
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