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Debt Consolidation

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Listing Information
Amount: $12,120.00 Status: Loan created
Grade: D DTI: 49%
Lender Rate: 22% Borrower: marcus411
Time Left: Finished State: GA
Funded: 100% Group: Lend2's Group
Loan Information
Loan Status: 3 months late Origination Date: 2007-01-22 EricsCC ROI: -21%
Status History
Jan 21, 2007 Current
Jul 09, 2008 Late
Jul 18, 2008 Current
Sep 06, 2008 Late
Sep 23, 2008 1 month late
Oct 23, 2008 2 months late
Nov 23, 2008 3 months late
About Me
My name is Marcus.  I am a current soldier, who ran into some minor mishaps while deployed to Iraq. 

Credit Explanation
My credit score is a little low due to a bill being late years ago while I was on a military mission.  I now make allotments to prevent problems.  As you can see, my payment history has been clean since then.  I am not currently behind in any of my bills, and the payments are never late.  I'm working hard to reestablish my credit. 

Loan Purpose
I'm looking to consolidate my current debts so I can raise my credit score.  My bills I wish to consolidate eqauls to the amount of about 14,000, i'm asking for 12,000 and i'll put the rest from my savings.

Income and Expenses 
Monthly income: $3,360.00 after taxes
 Debts: 
- Mastercard $7,238.00 (150.00/month) 
- Citi: $7,033.00 (228.00/month)

Thank you for helping me out.  
Borrower's Other Listings
59628 consolidation D $25,000 @ 8% Nov 09, 2006 Expired
63802 consolidate bills to reesatablish credit D $25,000 @ 18% Nov 19, 2006 Withdrawn
65231 Consolidated bills reestabalish credit D $25,000 @ 16% Nov 22, 2006 Withdrawn
71420 Bill consolidation D $17,000 @ 24% Dec 06, 2006 Expired
78452 Debt Consolidation D $12,000 @ 25% Dec 27, 2006 Expired
80988 Debt Consolidation D $12,000 @ 27% Jan 03, 2007 Withdrawn
240304 Relocation / Divorce D $11,000 @ 22% Nov 29, 2007 Expired

 

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