Debt Consolidation Relist
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 19% |
| Lender Rate: | 16% | Borrower: | bmtuser |
| Finished | State: | NM | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-01-18 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Jan 20, 2007 | Current |
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RELIST REASON: The last listing withdraw was completely by mistake and I sincerely apologize to all lenders that gave me consideration. I will not make the mistake ever again. ABOUT ME: I am 21 years old. I have been with my current employer for 1 year and also am continuing my education at the college I work for. EXPLANATION OF BAD CREDIT: I have always been responsible with my finances, but 1 year ago my credit scores slipped to E after I was in Hurricane Rita in Texas and I had to use all of my money to move to New Mexico and start another life. Things have improved since I got my job at the college and my salary has come to a good steady figure. I'm asking for a chance to prove myself and get my credit scores back up to where they should be. If you bid on my listing I promise that I will not let you down. Making my payments on time will be my very TOP priority each month, I sincerely promise you that and as you can see from my financial details, I have the money to do it. If my loan is filled I'll stay active in the Two Millionaires private forum for the life of the loan, to help encourage myself and other Two Millionaires graduates to never let their team down by being late with a payment. I am determined to SUCCEED this time! WHAT I WILL DO WITH THE MONEY LOANED TO ME: $2100 will pay off Dell Financial Services, $900 will pay off two credit cards with very high interests rates. That will lower my monthly payments on loans at least by 125 and will leave me with plenty money to pay back my Prosper loan. HERE ARE MY MONTHLY FINANCIAL DETAILS: Net income after payroll deductions from all sources: $ 1600 Mortgage/Rent:$ 300 Phone:$ 75 Gas: $ 100 Electricity & Water: $ 50 Car Loan: $ 200 Food: $ 150 Insurance: $ 75 Cable/Internet: $ 45 Clothing, and misc.: $ 25 Credit cards and loans that won't be paid off with my Prosper loan: $ 100 ----------------------- Total Monthly Expenses : $ 1120 I will have $480 left to make the payments on my Prosper loan. CLOSING REMARKS TO LENDERS: As you can see, I am finally in a place where with just a bit of help I could get closer to be debt free and I really hope that people help educate others about the high interest loans that get people in serious debt. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 79912 | Debt Consolidation | E | $3,000 @ 25% | Jan 01, 2007 | Withdrawn |
| 80073 | Debt Consolidation | E | $3,000 @ 22% | Jan 01, 2007 | Withdrawn |
| 225984 | Second Loan on Prosper | HR | $3,750 @ 20% | Nov 04, 2007 | Withdrawn |
| 231840 | Second Loan on Prosper | HR | $3,750 @ 30% | Nov 14, 2007 | Withdrawn |
| 269934 | Second Loan on Prosper | HR | $2,501 @ 25% | Jan 22, 2008 | Loan created |
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