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Listing Information
Amount: $1,750.00 Status: Loan created
Grade: HR DTI: 23%
Lender Rate: 28% Borrower: lyssa1084
Time Left: Finished State: TX
Funded: 100% Group: Rich Uncle
Loan Information
Loan Status: Paid Origination Date: 2007-01-10 EricsCC ROI: 27%
Status History
Jan 13, 2007 Current
Feb 24, 2007 Late
Mar 08, 2007 Current
Mar 25, 2007 Late
Apr 06, 2007 Current
Jul 26, 2007 Late
Aug 07, 2007 Current
Aug 31, 2007 Payoff in progress
Sep 06, 2007 Paid
Hello and Happy New Year!!!  
I been on prosper for two months and have gotten some really good advice just no funding as happened. I am in need of assistance for rebuilding my credit. My ex-husband was a big part in my credit rating and unfortunately he is not here to give me that extra that I need to start rebuilding both our mistakes. I want to see the stack of debts that I have start to disappear. Of course we all wish it would happen over night but it does not happen that way. I am asking for the best possible way of doing this. I really do not see myself filing for foreclosure for just barely 20,000 in debt. I have been thinking about it, because lets face my credit is ruined and it will stay ruin unless I have something extra to start paying the debts off.  I have four weeks to get a plan together and begin to destroy that HR rating into an AA again. Not just for me but for my children. They most of all deserve a better future than what I had growing up.  

The Background Story!! My daughter was seriously beaten by  her father back in May 2006 and since then my children have been place with relatives but in Feb my children are FINALLY coming home and I do not want to have any financial snags to hold them from coming home. I need my children it has been the worst time in my life not being with my babies for such a long time. I just need some honest help? I am trying so hard to make 2007 a better year for my family. Please help.  
Fixed Bills Rent: 550, Lights: 50, Phones: 80, Insurance: 80, Citi: 225, Aaron?s: 132 Gas 150.00, gro. 150.00 daycare: 200.00 insurance: 80   Extra 85.00 dollars  

Area of problems I have no spare change for debts or for when things happen and the past for months things have happen where I get out of the flow of this budget.   

  Debt: Chase 1,021                 Chase 543           Ju:  500          HSBC 548         CS: 600          FP: 405          Best Buy: 1,223          BMG: 477          Cingular: 949         Attorney: 3,350         Citi: 7500         Aaron?s 1500      

I will do want it takes to make a better life for my children and I. God has a purpose for me and I will be want he wants me to be. If this community will help me land my feet on firm ground then In return I will do the same thing. Eventually when the court is out of my life and my children are with me full time I will receive 400.00 from there father guaranteed, but I have to wait and right now I have to show the courts and CPS that I can get my life on track while I have the chance to. Please search you hearts and let God work with all of us in our lives.  I am a hard working person who has been working since I was 14 and I will be doing some much with this company by the time I am thirty I can actually be a part of the company. If you have any doubts please call me [PHONE DELETED] or [PHONE DELETED] and I will be glad to let you talk to the president of the company. I will be blessed with anything. I will return the gift as soon as I am able to do so. I am a giver as well as a receiver.    

Please let me know what you think I should do a listing on.   Melissa [LAST NAME DELETED]  
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