Help me with credit card debt!

| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 41% |
| Lender Rate: | 17% | Borrower: | SfcRamirez |
| Finished | State: | TX | |
| Funded: | 100% | Group: | Craigslisters |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-01-17 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Jan 20, 2007 | Current |
|
This is My Situation My name is Jesse and my spouse?s name is Shannon. We have been together for over seven years. We live in a beautiful community in Baytown, Texas. We both work at the Post Office. I am a letter carrier, and have been for over 12 years. Our family has a combined total household income of 105,000.00 per year. My personal Income is 60% of this total. We are currently purchasing our home and have a rental property in the Baytown area. I am needing to consolidate my credit card debt. I would like to pay off my cards, and not ever use them again. In order to do this I am asking for a short term loan. It will pay off much faster than making the minimum payment on my credit cards, and never paying down the principal. I also have delinquencies due to a emergency surgery my wife had that prevented us from paying off our credit card debt. This will take care of that. My daughter has also just graduated from college, and I am no longer paying for her school. The checking account I have associated with this loan has been opened for 12 years, and is with the Postal Credit Union. It will never be closed, and I will have this drafted each month, so my payments will never be late. Occupation: Letter Carrier U S P S: 60,000.00 Length of employment: 12 years Total Gross Household income: 105,000.00 Total net household income per month: 6750.00 Mortgage: 1282.00 Utilities and Gas: 600.00 Car Notes: 1200.00 Insurance: 150.00 Food: 400.00 Household Misc: 250.00 Net Income: 5750.00 Total Expenses: 3882.00 Left over to pay Prosper: 1868.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 69704 | Please help me get out of debt! | E | $3,000 @ 29% | Dec 03, 2006 | Withdrawn |
| 69862 | To pay off Payday Loans! | E | $2,000 @ 29% | Dec 03, 2006 | Withdrawn |
| 378904 | Help me with unsecured debt! | E | $5,000 @ 9% | Aug 10, 2008 | Expired |
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