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Help me with credit card debt!
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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: E DTI: 41%
Lender Rate: 17% Borrower: SfcRamirez
Time Left: Finished State: TX
Funded: 100% Group: Craigslisters
Loan Information
Loan Status: Current Origination Date: 2007-01-17 EricsCC ROI: 12%
Status History
Jan 20, 2007 Current
This is My Situation        

    My name is Jesse and my spouse?s name is Shannon.  We   have been together for over seven

years.  We live in a beautiful community in Baytown, Texas.         

   We both work at   the Post Office.  I am a letter carrier, and have been   for over 12 years.  Our

family has a combined total  household income of 105,000.00 per year.  My personal   Income is

60% of this total.          

    We are currently   purchasing our home and have a rental property in the   Baytown area.     

    I am needing to consolidate my credit card debt.  I would like to pay off my cards, and not ever

use them again.  In order to do this I am asking for a short term loan.  It will pay off much faster

than making the minimum payment on my credit cards, and never paying down the principal.   I

also have delinquencies due to a emergency surgery my wife had that prevented us from paying off

our credit card debt.  This will take care of that.       

 My daughter has also just   graduated from college, and I am no longer paying for her  school.      

 The checking account I have associated with this loan has been opened for 12 years, and is with the

Postal Credit Union. It will never be closed, and I will have this drafted each month, so my payments

will never be late.

Occupation:  Letter Carrier U S P S:  60,000.00 

 Length of employment:  12 years  

Total Gross Household income:  105,000.00  

Total net household income per month:  6750.00  

Mortgage:  1282.00  

Utilities and Gas:  600.00  

Car Notes:  1200.00  

Insurance:  150.00  

Food:  400.00  

Household Misc:  250.00    

Net Income:  5750.00  

Total Expenses:  3882.00 

Left over to pay Prosper:  1868.00
Borrower's Other Listings
69704 Please help me get out of debt! E $3,000 @ 29% Dec 03, 2006 Withdrawn
69862 To pay off Payday Loans! E $2,000 @ 29% Dec 03, 2006 Withdrawn
378904 Help me with unsecured debt! E $5,000 @ 9% Aug 10, 2008 Expired

 

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