$120K Income, Looking to Improve Credit Score
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 24% |
| Lender Rate: | 14% | Borrower: | cgrewe |
| Finished | State: | CA | |
| Funded: | 100% | Group: | P2P Financial |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-01-18 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Jan 20, 2007 | Current |
|
A little about myself: I am
27 years old. I am employed as an
attorney at a law firm. Loan Purpose: I want to pay off my high interest credit cards so that I can consolidate my private student loans with an improved credit score. Repayment Ability: My current income is $120K per year (a copy of a recent paystub is attached to this posting). I have posted a breakdown of my monthly finances: Net Pay (after taxes): $6200Expenses: Share of Rent $875 Car Loan $250 (only 6 payments left) Montly Utilities $172 Cost of Commuting $150 Insurance $125 YMCA $75 Privacy Guard $12 Student loans $1200 Phone $0 (paid by work) Credit Cards (agg) $375 (to be replaced by Prosper loan) Food $500 Misc (15% of gross) $1500 Total Monthly Cash Flow after Expenses: $1,916 As you can see, I can afford the loan. I will repay the loan on time each month and actually intend to repay the Prosper loan early. Thanks in advance for your review of my request. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 80589 | Law School Grad / Attorney Using Loan to Consolidate CCs | D | $10,000 @ 18% | Jan 02, 2007 | Withdrawn |
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